Winter sports insurance

Winter sports insurance can be added on when purchasing Setoo’s single trip cover. Find out more about single trip travel insurance.

You will be covered up to the amounts shown on your policy schedule for the following cover:

Medical cover

Medical cover is provided in your Single Trip Travel Insurance. Please refer to the amounts shown on your Single Trip Travel policy.

Loss, theft or damage to ski equipment

Cover for accidental loss, theft or damage to your own ski equipment.

Replacement ski equipment

The cost of hiring replacement ski equipment in the event where yours is lost, stolen or damaged (including temporary loss in transit for more than 24 hours).

Ski pass and pack cover

Cover for the unused portion of your ski pack and pass in the event of an accident, bodily injury, illness or disease.

Lost lift pass cover

Protection for the unused portion of your lift pass if lost.

Snow disruption outside of the UK

Cover if your resort and ski facilities are closed to due lack of snow, too much snow or an avalanche during the resort’s published ski season.

• The excess when claiming for accidental loss, theft or damage to your own ski equipment
• The excess when claiming for the hire of replacement ski equipment when your owned equipment is lost, stolen or damaged.
• Any claim where you have been unable to evidence your loss (refer to the claims evidence section of your documentation)
• Loss, theft or damage to ski equipment that is left unattended at any time
• Loss, theft or damage to ski equipment contained in or stolen from an unattended vehicle at any time unless it is locked out of sight in a secure baggage area (being a locked dashboard, boot or luggage compartment, fixed storage unit of a motorised or towed caravan, locked luggage box which is locked to a roof rack) and entry has been gained by unauthorised access.
• Loss, theft or damage:
  • due to delay, confiscation or detention by customs or any other authority
  • due to depreciation (loss in value) or variations in exchange rate
  • caused by wear and tear, or
  • mechanical or electrical breakdown.
• The closure or impending closure of the skiing facilities in your resort existing or being publicly announced by your tour operator, resort or the media by the date you purchased this insurance or at the time of booking your trip, whichever is the later.
• Any circumstances where transport costs, compensation or alternative skiing facilities are provided to you.
• Anything mentioned in the general exclusions applicable to all sections of the policy.

The following sports and activities are only covered if the winter sports option is shown as purchased in your policy schedule.

No cover under Section 5 – Legal and liability for those sports or activities marked with *

• Ice hockey
• Ice skating
• Kick sledging
• Ski – blading
• *Ski – dooing
• Skiing on piste**
• Skiing – mono
• Skiing Nordic
• Skiing – off piste within resort boundaries**
• Sledging
• *Sledging/sleigh riding as a passenger (pulled by dogs, horses or reindeer)
• Snow biking
• Snow boarding on piste**
• Snow boarding – off piste within resort boundaries**
• Snow bobbing
• *Snow carting
• *Snow mobiling
• Snow shoe walking
• Tobogganing

** A piste is a recognised and marked ski run within the resort boundaries.