Need to know more about landlord insurance?
If you’re looking for the best landlord insurance policy but not sure where to begin, why not check out our handy guide?
Find out moreResidential landlord insurance
With over 25 years' experience in the landlord market, we'll work with a panel of leading insurers to find the best price for you. Cover just your buildings, contents or both with our Defaqto 4* rated landlord insurance.
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0333 234 1558
What's covered?
Your buildings
Your buildings up to £1,000,000, including fixtures and fittings
Malicious damage
Malicious damage caused by your tenants and guests up to £25,000
Loss of rent
Compensation for loss of income as a result of an insured event
Property owner's liability
Up to £5,000,000 property owner’s liability
Keys and locks
The cost of replacing keys and locks to an external door of your property following the theft of tenants' keys
Securing your property
Security of your property within two hours following a report of an emergency
Trace and access
Trace and access to leaking water from any fixed water or heating installation up to £5,000
Underground drains, pipes and cables
Accidental damage to underground drains, pipes, cables and tanks providing services to or from your property for which you are legally responsible
12 months guarantee
12 months guarantee on repairs for quality of work and workmanship
You can also add cover to protect your property against accidental damage caused by you or your tenants.
Contents insurance
Contents insurance covers the items you supply to your tenants against perils such as fire, flood and theft. Our cover is automatically index-linked to safeguard your sum insured and prevent underinsurance. We'll provide cover for:
Your contents
The items that you supply for your tenants from £5,000 up to £60,000, such as white goods and furniture
Occupier's liability
Occupier’s liability up to £2,000,000
Malicious damage
Malicious damage caused by your tenants and guests up to £25,000
Theft
Theft of contents while in the garden of the property, including gardening equipment owned by you from any outbuildings within the grounds of the property up to £1,000
Escape of oil
Escape of oil from any domestic heating installation excluding damage to the appliance from which the oil escapes
Escape of water
Damage to your contents following escape of water from any washing machine, refrigerator, freezer or domestic water installation, excluding damage to the component or appliance from which the water escapes
Optional cover for extra protection
Accidental damage cover
Buildings accidental damage insurance covers your property against accidental damage caused by you or your tenants.
Accidental damage for your contents
Contents accidental damage insurance covers the landlord’s contents against accidental damage caused by you or your tenants.
Home emergency cover
Home emergency cover provides up to £500 cover for call out, labour, parts and materials to make an immediate repair, including emergency accommodation costs, following unexpected damage.
Legal emergency cover
Legal cover provides up to £50,000 cover against and specialist advice for legal disputes for you and your property.
