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...with pet damage included as standard.
Renting to tenants with pets? It’s not always a walk in the park. That’s why we’re proud to support the Lets with Pets scheme from Dog’s Trust, offering expert landlord insurance with pet damage included as standard.
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0333 234 0039
What does our Lets with Pets landlord insurance cover?
With over 25 years’ experience in the let property market, Endsleigh have the expertise and excellent service standards to meet our customers’ needs. We are able to offer a wide range of products and have researched the commercial market to work with key insurer partners. Here are just some of the covers we offer as part of our specialist landlord insurance:
Pet damage
Our Lets with Pets landlord insurance automatically provides cover for damage caused by your tenants’ pets.
Landlord buildings and contents insurance
Damage to buildings and contents is covered on an all risks basis, including fire, theft, flood and accidental damage.
Property owners liability
Landlords’ liability is offered at £2 million as standard with the option to increase cover to £5 million. This includes cover for the owner of the building and their legal liability to third parties.
Loss of rent
Loss of rent or alternative accommodation in the event of a total loss will be covered to either a specific amount which will reflect the rental income or a % of the sum insured, 12 – 36 months indemnity period available.
Not sure whether you need pet damage as part of your landlord insurance?
We’ve answered some frequently asked questions about pet damage cover to help you make your decision.
What is pet damage cover?
As great as they are, it’s no secret that pets can cause serious amounts of damage to your property. And this doesn’t just apply to landlords that let their properties furnished – pets have been known to chew through banisters and even skirting boards when they’re on a mission! Pet damage cover is additional protection provided as part of your landlord insurance policy to protect your fixtures, fittings and any furniture you might have in the property against damage caused by your tenants’ pets.
Should I allow pets in my let?
This is a question only you can answer – but it’s worth bearing in mind that the government has recently updated their model tenancy agreement with the primary aim being to support people with pets become eligible to rent.
Use of the model tenancy agreement is entirely voluntary - however if you’re not currently allowing lets with pets, it could be a good time to re-think your stance.
The tenants with pets market is vast. Any landlord looking to rent their house quickly could increase their reach dramatically by advertising their properties as pet-friendly. Equally, the model tenancy agreement already includes rules to protect properties from poorly-behaved pets - so you could find that the financial reward of filling properties quickly far outweighs the losses caused by a boisterous pet.
If you do decide to let to tenants with pets, landlord insurance with Endsleigh gives you peace of mind that you’re covered against pet damage at no extra charge. Speak to our specialist property team for a quote.
Do I need pet damage cover?
Research from Dogs Trust has shown that 1 in 3 pet owners struggle to find a suitable property. Whether this is because landlord's fear the damage pets may cause, or simply because they don't want to the hassle of writing it into the tenancy agreement, you could find that allowing your tenants to keep their pets results in longer tenancies and less competition when you do inevitably have to search for new tenants. Having pet damage cover included with your landlord insurance will give you the freedom to accept tenants with pets should you choose to.
What is ‘Lets with Pets?’
Endsleigh is proud to support Dogs Trust’s Lets with Pets scheme. We work with insurers to offer a specialist landlord insurance with accidental pet damage cover as standard to offer landlords peace of mind when renting to tenants with pets. The product compliments the work of Dogs Trust’s Lets with Pets scheme, which offers a package of free tools and resources for landlords. The Lets with Pets scheme was set up in 2009 with the aim of making privately renting with pets easier for letting agencies, landlords and pet owners.
How do I make a claim for pet damage cover?
If you need to make a claim under your landlord insurance policy - including claims for pet damage - please visit our claim centre. There you’ll be able to select the correct contact information for your specific insurance policy.
Why Endsleigh for landlord insurance?
We are experts within the property market and are also recognised as the No. 1 student insurance provider in the UK. Whatever the size of your portfolio, we can offer a market leading level of cover at a competitive rate to ensure your properties are protected.
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Need to contact us?
Our friendly team are ready to talk to you:
Mon - Fri; 9am - 5pm
Call us on 0333 234 0039