Single trip travel insurance

Travel insurance will provide protection against losses typically suffered whilst on holiday.

Setoo’s single trip travel insurance policy will provide cover for one trip. This includes:

• Covid cover - From emergency medical expenses to cancellation, covid cover is included as standard – in place before your departure and while you’re travelling.
• Cancelling or cutting short a trip - Cover up to £1,500 per person for your unused and irrecoverable costs as a result of one of a number of covered scenarios.
• Medical emergency and repatriation expenses - Up to £10,000,000 cover for your hospital, ambulance and medical repatriation costs. Limited to £1,000 for emergency dental treatment. The policy also includes expenses towards meals and travel costs to or from hospital.
• Personal belonging and baggage– Cover up to £1,000 if your personal belongings are lost, stolen or damaged. Your schedule also lists the single article limit and the limit for the total of all valuables.
• Personal money - If your personal money is lost or stolen, you’ll receive cover for up to £300 cash and up to £600 for all other personal money (including additional accommodation and transport to obtain a replacement passport if yours is lost, stolen or damaged).
• Delayed arrival - Cover up to £100 per person if your arrival is delayed for at least two hours as a result of one of a number of covered scenarios.
• Missed departure - Cover up to £1,000 for your additional transport and accommodation costs if you miss your public transport as a result of one of a number of covered scenarios.
• Sports and activities – Cover for a variety of recreational sports and activities, from abseiling to zip wiring. This policy does not include golf or winter sports cover.
• The policy also includes cover and expenses for legal expenses, personal liability and personal accident.

Just like with most insurance policies, there are certain things that aren’t covered with Setoo’s single trip travel insurance. These include:

• Any claims arising from a sport or other activity which is not shown in the list of covered activities (unless you’ve declared it to Setoo and they’ve agreed to cover it).
• If you’re unable to travel due to your failure to hold, obtain or produce a valid passport or any required visa in time for the trip that’s been booked.
• If you drink too much alcohol, or alcohol abuse where it’s reasonably foreseeable that consumption could result in an impairment of your faculties or judgement resulting in a claim
• Any amount recoverable from any other source. This could be your airline, accommodation provider, ATOL bond or debit/credit card provider.
• Cancellation claims arising from quarantine or a pandemic illness of you, a member of your travelling party or your close relative within 48 hours of your policy purchase date.
• Under all sections, any claim arising from a reason not listed in the ‘what is covered’ section.
  
  

Are there any restrictions on cover? 

• You’ll need to pay an amount of each claim known as the excess; this is limited to two excess amounts per incident if more than one insured person is claiming. Excess amounts vary by benefit and are shown on your schedule. Some benefits do not include an excess amount to pay.
• You cannot claim more than the sum insured shown in your policy documents.
• You are only covered for trips which last up to or less than your maximum trip duration.
• This cover is only available to UK residents who are registered with a GP in the UK.
• You can only purchase this insurance before you travel.

Setoo’s travel insurance is worldwide – so wherever you’re heading, you’re covered.

Setoo’s travel insurance can cover you from one to 30 days, worldwide!