Contents insurance
Whether you're renting or you own your own home, our flexible and affordable contents insurance will help you to protect the things that matter most. Find out more below and get a contents insurance quote today.
Protect what's most important to you with our tailored contents insurance cover
Protect your belongings against fire, theft, smoke and flood and select optional accidental damage cover in addition to your contents cover.
Your contents
With our contents insurance, you control the amount of cover you need. We can offer contents cover from £3,000 to £80,000, depending on your individual circumstances.
Tenants' liability cover
You're covered for up to 30% of the sum insured for loss or damage to buildings for which you are legally responsible under the terms of your tenancy agreement.
Alternative accommodation
If something happens to your home and makes it uninhabitable, caused by an event covered by your contents insurance policy, we’ll give you up to 20% of the sum insured for the total cost of getting temporary accommodation.
Contents cover while you're out and about
Laptops and mobile phones can be covered up to £1,500. You can also cover more expensive items by specifying them on your contents insurance policy.
Make it personal
No two homes are the same, so we think no two insurance policies should be the same. We’ll tailor your contents insurance with a selection of optional extras to give you even more peace of mind.
If you find yourself in a dispute relating to employment, contract and property issues or clinical negligence, we're here to help. We'll appoint a law firm on your behalf and you can claim up to £50,000 for legal representation.
Take the panic out of a situation with our optional home emergency cover. We'll provide cover for a range of emergencies, such as a break-in or boiler breakdown (as long as it's regularly serviced). All you have to do is call the 24 hour emergency helpline for assistance. We’ll assess the situation and send out one of our recommended contractors. Better than that, as long as you use one of our recommended tradespeople, then all our work is guaranteed for 12 months.
Prone to accidents? With our flexible contents insurance you can add accidental damage cover, helping you to make sure you're covered for all those little mistakes that can be expensive to fix. So, if a hot iron falls off the ironing board and burns the carpet, or if you spill liquid on your laptop, you can feel secure in the knowledge that you're not going to be out of pocket.
Interested in contents insurance? You might also be interested in...
Tenants insurance
Flexible contents insurance for tenants, with tenants' liability cover as standard. Control your level of contents cover, from £3,000 up to £80,000.
First time buyer insurance
Flexible home insurance for first time buyers, including up to £500,000 buildings cover, up to £50,000 contents cover and various flexible cover options.
Teacher home insurance
Flexible cover for your buildings and contents. We offer comprehensive home insurance cover with no hidden costs and special rewards, just for teachers.
Private clients insurance
Whether for your home, car collection or employed staff, we offer a professional approach and a range of policy benefits.
Student contents insurance
Living in halls or a shared house? Protect the items in your uni room with contents cover designed for students.
Gadget insurance
Stay connected when it matters most. Save 10% when you insure 2 gadgets and 15% when you insure 3 or more.
Need some help with contents insurance?
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Need to contact us?
Our friendly team are ready to talk to you:
Monday-Friday, 8am-6pm, Sat, 9am to 5pm
Call us on 0333 234 1552