Non-standard landlord insurance
It can be difficult to find cover for non-standard properties - especially if they’re also being let to tenants. Protect My Let – also part of Howden – provide comprehensive landlord insurance for unique homes.
What does non-standard landlord insurance cover?
Buildings insurance
Protect My Let can protect your buildings against a whole variety of risks. For properties that have suffered from subsidence, heave, or landslip, or are situated in high-risk areas.
Property owners’ liability
Cover to protect you against compensation claims raised by third parties that have been injured as a result of the property not being maintained.
Theft and malicious damage
Protection for buildings and contents against theft, attempted theft and malicious damage.
What is non-standard landlord insurance?
Non-standard landlord insurance is specialist cover that provides protection for properties of a specialist nature.
These are properties that may have been affected by previous subsidence or flooding, or will be unoccupied long term. It can be notoriously difficult to find cover for non-standard properties, especially if there’s the additional risk of tenants living in the property, rather than owner-occupation.
Protect My Let – also part of Howden –are experts in finding specialist cover to suit landlords’ needs. They work closely with a large panel of insurers to provide comprehensive cover for all landlords.
Frequently asked questions
Finding the right landlord insurance for your non-standard property can be a complicated process. We’ve taken the time to answer some frequently asked questions so you have all the information you need.
What types of property are covered by non-standard landlord insurance?
Protect My Let’s non-standard landlord insurance provides cover a variety of non-standard properties. This includes holiday homes that are going to be empty for extended periods of time, listed properties, properties of non-standard construction are of non- (such as timber-framed buildings), or that have been affected by natural processes, such as flooding, subsidence, heave, or landslip.