Want to know more about non-standard landlord insurance?
Check out our guides for helpful information about subsidence properties, flood risks and what to do if your property's about to become unoccupied.
| Flood prevention
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Insuring your property for subsidence
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| When might my property become unoccupied?
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Do I need to let my insurance provider know if my property’s unoccupied?
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Finding the right landlord insurance for your non-standard property can be a long-winded and complicated process. We’ve taken the time to answer some frequently asked questions so you have all the information you need.
Non-standard landlord insurance does exactly what it says on the tin – its landlord insurance for non-standard properties. It can be notoriously difficult to find cover for non-standard properties – and especially if there’s the additional risk of having tenants living in the property, rather than owner-occupation.
Non-standard landlord insurance is specialist cover to provide protection to properties that may have a hard time finding cover otherwise – such as for previous subsidence or flooding, or because the property will be unoccupied long term.
If you have specialist or non-standard rental properties, then shaping flexible insurance to fully protect you is critical. As well as rental properties, Howden can also provide cover for holiday rentals and unoccupied properties. While being a great source of additional income, holiday homes can also be left unoccupied for extended periods when it’s not holiday season. This can cause difficulties when trying to get your property covered by a standard property insurance policy.
Howden’s non-standard landlord insurance policies provide cover for properties, including holiday homes that are going to empty for extended periods of time. They can also provide cover for properties that are listed, are of non-standard construction (such as timber-framed buildings) or that have been affected by natural processes, such as flooding, subsidence, heave or landslip.
You might also be interested in...
| Residential landlord insurance
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Block of flats insurance
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Barn conversion insurance
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| Multi-property landlord insurance
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Listed property insurance
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Renovation home insurance
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