Multi-property landlord insurance

Multi-property landlord insurance is a solution for landlords who need to cover multiple properties with one insurance policy.

It can be beneficial for multi-property landlords who expect to see change in the future - to their properties, to legislation or to tenants. And also landlords who rent out multiple property types, for example residential properties, commercial properties, unoccupied properties or blocks of flats.

Protect My Let are a team of experts in landlord insurance (and real people!) who are dedicated to finding you the best landlord cover at the right price.

Just like Endsleigh, Protect My Let are a part of Howden. We’ve joined forces with them to get you the best service possible.

You can still cover single properties with Endsleigh – getting a quote in minutes.

And now you can also cover your whole portfolio with Protect My Let.

If you want to insure a single residential property, you can get a quote in minutes with Endsleigh by clicking here.

The main benefit of landlord insurance for multiple properties is having everything under one roof. This means that you have one renewal date for all your properties – saving a lot of time and hassle when renewing and making changes to your multi-property policy.

It could also be more cost effective to cover all your properties under the same insurance policy, as you may be able to access discounts on your premium the more properties you let.

Yes – your policy can be easily updated throughout the year to reflect your changing circumstances. All you have to do is speak to one of Protect My Let’s team to easily add or remove properties from your policy - only paying for the time that the properties are on cover (pro-rata).

Protect My Let’s landlord multiple property insurance offers cover for both commercial and residential properties, as well as properties that are both commercial and residential (such as a shop with a flat above it). This means that you can keep all of your properties covered under one roof without too much paperwork!

Arranging landlord's insurance for multiple properties is easy with Protect My Let – also part of Howden. Simply arrange for them to call you by filling out this form.

Once you’ve given Protect My Let the details of your properties – things like the construction type of your properties, what types of tenants are living there and whether they have pets – they’ll approach a panel of specialist insurers to find the best price for you. Once you’ve got your quote, simply tell them when you want to go ahead and they’ll get your policy set up quickly and easily.

Yes you can, although you would need to arrange two separate policies, which could still renew on the same day. If you have any specialist or non-standard properties you need to insure (such as properties that will be unoccupied long-term or are being let as holiday homes), these may need to be covered separately as well.

Speak to one of Protect My Let’s expert team to find out how to protect your properties with multiple property landlord insurance.

If you still have questions about landlord insurance for multiple properties, find out more in our guides.

What insurance do I need for a furnished property?

How do I work out rebuild cost?

What types of landlord insurance are there?

What does landlord home emergency cover?

What is landlord liability insurance?

A building valuation will provide an accurate reinstatement cost for your rental property giving you the information you need to request the right amount of cover from your broker.

BCH is a RICS-regulated company that provides building insurance rebuilding cost valuations via desk-based e-valuations or site-based reinstatement cost assessments (RCA).

Find out more about building insurance valuation services today.

If you decide to let to tenants with pets, Endsleigh’s landlord pet damage insurance via NIG gives you peace of mind that you’re covered against pet damage at no extra charge. Speak to our specialist property team for a quote, mentioning that you’d like to include pet damage cover on your insurance policy.

Whether you let to tenants with pets is your decision – but it’s worth bearing in mind that the government's model tenancy agreement aims to support people with pets becoming eligible to rent. Use of the model tenancy agreement is entirely voluntary - however if you’re not currently allowing lets with pets, it could be a good time to re-think your stance.