Need to know more about landlord insurance?
If you’re looking for the best landlord insurance policy but not sure where to begin, why not check out our handy guide?Read more
4* Defaqto rated landlord insurance
Finalist for the 'Best Landlord Insurance Provider' 2019
As the UK's No. 1 student insurance provider and the only one recommended by NUS, we have the expertise required to ensure your student property is fully protected. That's why we offer up to 120 days unoccupied property cover for properties let to students, as well as up to £25,000 cover for malicious damage by tenants. Add contents cover alongside your buildings and receive up to 20% discount.
If you have specialist or non-standard properties, then shaping flexible insurance to fully protect you is critical. Whether your property has suffered from subsidence, landslip or flooding or will be unoccupied long-term, we'll help you find landlord insurance suited to your needs.
Rental properties come in all shapes and sizes, so it’s important that you find an insurance policy that meets your specific needs. After all, if you’re looking to insure a buy-to-let property rented to residential tenants, your requirements will be very different to a landlord with a large property portfolio who needs commercial landlord insurance. Even some common rental types such as holiday homes or unoccupied properties can be considered non-standard, requiring specialist landlord insurance cover. So what types of properties can Endsleigh provide a landlord insurance quote for?
Residential properties are rental properties that are let to residential tenants under a tenancy agreement. They are often houses, flats or maisonettes, and may be let to student or non-student tenants.
Commercial properties are rental properties that are let for business purposes to commercial tenants. Commercial premises are used by many different types of business and vary in size from shops and restaurants to leisure centres and factories.
Do you have multiple residential or commercial properties, a mixed portfolio of both, or a single property which is let to both residential and commercial tenants (such as flats above a shop)? If so, it could pay to insure them under one policy.
Non-standard properties are specialist rentals such as holiday homes, buildings of a non-standard construction or unoccupied properties. Rental properties that are affected by subsidence or liable to flooding are also likely to require specialist insurance cover.
If as a landlord or management company you own all of the flats or apartments within a single block or complex, you may wish to insure them on a single landlord insurance policy. This will ease the burden of admin and could mean you get better value for money.
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