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Fleet insurance

Helping your business to avoid bumps in the road

Fleet insurance designed to keep your business moving, including cover for cars, vans, trucks, MPVs and special types. Get a policy that you can depend on for 3 or more vehicles, with expert advice and support from our team of fleet specialists.

What does fleet insurance cover?

When it comes to your insurance, we want to be a team. That’s why we’ll work closely with you to understand the risks associated with your industry and make sure you have the protection your business needs to thrive. Fleet insurance with Endsleigh includes:

Bullet Point

Cover for all vehicle types

We can provide cover for your vehicles regardless of vehicle type - including mixtures of cars, vans, MPVs and other commercial vehicles. Just speak to one of our fleet insurance specialists to arrange your cover.

Bullet Point

Cover for all drivers

We can offer fleet insurance on an “any driver” basis depending on your policy, meaning any of your staff are insured to drive the vehicles at any time - although there may be limitations based on age and driving experience.

Bullet Point

Expert consultation and advice

We understand that your business is your priority, and that speedy updates to your fleet policy are vital to keep your vehicles on the road and your business moving. We want to build a long-term partnership you can rely on, which is why we’ll provide a dedicated account manager who will work with you to build a fleet insurance policy that meets the specific needs and risks of your business.

Bullet Point

Market-leading insurers

With over 30 years’ experience, we work with market-leading insurers who really understand the commercial sector, enabling us to create products that will truly benefit your business. We’ll work with you to make sure you’re always getting the most competitive price – because we don’t wait for you to come to us with problems, we come to you with solutions!

Does my business need fleet insurance?


It’s a legal requirement to have a minimum of third party car insurance in place to drive in the UK – but businesses have an extra responsibility to their staff and customers to make sure they’re protected against any additional risks they may encounter on the road.

Your business may also require a more flexible motor policy than standard car insurance will usually allow, as you may need to update your driver and/or vehicle details on a regular basis – and this can become even more complicated when you have a large number of vehicles to keep track of.

You may also use your vehicles for a range of purposes, such as social use, business use and carriage of goods or passengers for hire and reward – all of which will need to be factored into your cover.

Who do we cover?

General business

As you evolve, so do your risks – which is why we provide fleet insurance with a personal touch. We pride ourselves on our strong insurer relationships and aim to build the same great partnerships with our customers by exceeding your expectations for service and delivering highly competitive rates that you might not get elsewhere.

Taxi and courier services

We protect a range of businesses for fleet insurance, including large taxi fleets and courier services. Speak to one of our specialist account managers to find out more about the flexible cover available, including public hire, private hire, couriers and hauliers.

Motor trade

We’ve used our 30 years’ experience to build bespoke products that meet the ever-evolving needs of car dealers, mechanics, part-time traders, national dealers and breakdown recovery firms - including public and employers’ liability, road risks and business interruption.

Fleet insurance FAQs

What level of fleet cover is available?

We offer various levels of cover for fleet insurance – most commonly, Third party, fire and theft and Comprehensive.

  • Third party, fire and theft covers damage to third party vehicles, plus cover for fire and theft
  • Comprehensive insurance provides cover for damage to both your vehicle and the other vehicle - as well as a number of additional covers, such as personal liability protection

We can also provide specialist breakdown cover to make sure you and your customers don’t get stuck on the side of the road - speak to one of our specialist account managers for more details

What’s included with fleet insurance?

Depending on the cover you choose, we can provide the following protections under our business fleet insurance:

  • Damage to or loss of your vehicle as a result of fire, theft, accidental damage, malicious damage, flood or vandalism
  • Your legal liability for death of or bodily injury to any person (including staff, volunteers and service users) and/or damage to third party property
  • Damage to or loss of personal effects while in or on the vehicle as a result of accidental damage, fire, theft or attempted theft
  • Repair or replacement of damaged windscreens
  • Replacement keys and locks
  • New for old cover (if the vehicle is less than 12 months old and the cost of repairs exceeds 75% of the value of the vehicle at the time of the loss)
  • Medical expenses for the driver or anyone travelling in the vehicle following injury caused by an accident involving the vehicle
Does fleet insurance cover ‘social use’?

Your vehicles may be used in lots of different ways by lots of different people during the working week, and it’s not always easy to keep track. That’s why it can be handy to have a fleet policy that’s flexible enough to cover various types of vehicle usage.

Endsleigh’s commercial fleet insurance can include cover for social use, business use and carriage of goods or passengers for hire and reward.

What types of vehicles are covered?

You name it, we insure it!

We can provide cover for all types of vehicles under one policy, whether it’s large or small fleet insurance – as long as your vehicles are being used for commercial activities.

We can protect:

  • Commercial vehicles
  • Large passenger vehicles, such as coaches and buses
  • Multi-Purpose Vehicles (MPVs)
  • Cars (including electric)
  • Vans
  • Minibuses
  • Leased vehicles
  • Motorbikes
  • Forklifts
  • Vehicles that have been declared SORN
How many vehicles do I need for fleet insurance?

Endsleigh provides specialist cover for fleets and mini-fleets of more than 3 vehicles in size.

How do I get a fleet insurance quote?

Because every business has unique and complex needs, it can sometimes be hard to find the right fleet cover online.

Our specialist team will get to know you, your business and your fleet so we can make sure you and your customers are protected when it matters.

To help us get the best fleet insurance quote for your business, it’s helpful to have the following information to hand:

  • Vehicle details, such as; fleet size, makes, models, engine sizes, annual mileage, vehicle registrations etc.
  • Driver details, including age and driving experience
  • Information about your driving activities and service users (if applicable)
  • What level of fleet insurance you need, including whether you need specialist fleet breakdown cover
  • Details of your vehicle risk assessment / management policies
  • Vehicle security – such as where they’re parked overnight, whether they have alarms, dashcams etc.

Arrange a call with one of our fleet insurance specialists.

Can I include fleet insurance as part of a combined business insurance policy?

Time is precious, especially when you’re running a business – which is why is can be beneficial to have all of your essential covers under one roof.

We can arrange cover, as well as give specialist support and advice, for both fleet and your general business insurance, including:

  • Public and products liability insurance
  • Employers’ liability insurance
  • Directors and officers protection
  • Business interruption insurance
  • Legal expenses insurance

Find out more about business insurance.

Can you provide cover for vehicles that have been declared SORN?

Yes, we can protect vehicles that have been declared off-road for accidental damage, fire and theft.

Rota Geek

Chris McCulloch

Our needs were quite unique and Endsleigh were one of the very few companies that would help us.

Gloucester Rugby

Christine Moody

They come when we ask and we don’t have any faults at all with the service we receive.


Cate Atwater
Chief Executive

Endsleigh is one of Sporta's oldest supporters and sponsors, providing good value for many of our members.  


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