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Read moreSpecialist and non-standard home insurance
Specialist home insurance for non-standard homes, including empty properties, homes with an adverse claims history or those that are just a bit unusual!
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0333 234 1507
What types of non-standard property do you cover?
Unoccupied buildings insurance
We are able to provide buildings cover whilst your property is unoccupied, including cover against risks such as fire, lightning, earthquake and explosion. The cover provided will depend on your unique circumstances, so please check the details of your quote to find out what’s covered.
Theft and malicious damage cover
Some of our policies can protect your buildings and contents against theft, attempted theft and malicious damage - although we don’t cover claims by deception, for example, you give your keys to a contractor who then steals from your home. Please check the details of your quote to find out what’s covered.
Property owners’ liability cover
Up to £2 million property owners’ liability cover to protect you against compensation claims raised by third parties that have been injured as a result of the property not being maintained, such as a tile falling off the roof and injuring a passer-by or a visitor tripping over a broken stair.
Unoccupied legal cover
Take out unoccupied legal cover to get up to £50,000 compensation for solicitors and barrister’s fees, court costs and your opponent’s costs that result from legal action carried out to evict squatters or because of property damage, nuisance or trespass.
Your buildings
Our flooded home insurance will protect your buildings against risks including fire, earthquake and storm damage. Cover against flood damage may be available depending on the history of the property.
Property owners’ liability cover
Up to £2 million property owners’ liability cover to protect you against compensation claims raised by third parties that have been injured as a result of the property not being maintained, such as a tile falling off the roof and injuring a passer-by or a visitor tripping over a broken stair.
Theft and malicious damage cover
Some of our policies can protect your buildings and contents against theft, attempted theft and malicious damage - although we don’t cover claims by deception, for example, you give you keys to a contractor who then steals from your home. Please check the details of your quote to find out what’s covered.
Subsidence
Even if your property suffered from subsidence long ago, some property owners still have difficulty finding suitable cover. Our non-standard home insurance can provide cover for structural damage resulting from previous subsidence, heave or landslip. In some cases we may need you to provide a structural survey to show that the property is in a good state of repair.
If your home has been flooded in the past, our non-standard property team can provide you with a range of specialist home insurance options to protect your property.
Buildings insurance
We’ll protect your buildings against risks such as fire, flood, earthquake and storm damage for properties that have suffered from subsidence, heave or landslip, or are situated in high-risk areas.
Property owners’ liability
Up to £2 million property owners liability cover to protect you against compensation claims raised by third parties that have been injured as a result of the property not being maintained, such as a tile falling off the roof and injuring a passer-by or a visitor tripping over a broken stair.
Theft and malicious damage
We’ll protect your buildings and contents against theft, attempted theft and malicious damage – although we don’t cover claims for theft by deception, for example, you give your keys to a contractor who then steals from your home.
Expert staff
We'll provide a quick, efficient and tailored service for your subsidence home insurance. Our dedicated team of non-standard insurance experts have years of experience in dealing with subsidence risks.
Your buildings
Our holiday home insurance policies cover up to £1 million for your buildings, including Airbnb properties, holiday rentals, holiday cottages and holiday lets. We’ll even provide protection for your hot tub, if you need it!
Your contents
Furnished your holiday home? We can provide up to £10,000 contents cover at a discounted rate of just £40 a year!
Property owners’ liability
We'll provide up to £5 million property owners’ liability cover for any costs or damages should a guest injure themselves at your property.
Emergency travel cover
Live far away from your holiday home? No problem – we'll cover any travel costs incurred, including accommodation, should you have to travel to the property following an emergency.
As a specialist home insurance broker, we've developed a range of non-standard insurance products that will provide expert protection for your holiday and second home.
What does non-standard home insurance cover?
Buildings and contents
We’ll protect your buildings and contents against risks such as fire, theft and flood for properties that have previously suffered from flooding or subsidence, or are situated in high-risk areas.
Property owners' liability
Up to £2 million property owners' liability cover included as standard for any costs or damages should a guest injure themselves at your property.
Theft
Some of our policies can protect your buildings and contents against theft, attempted theft and malicious damage - although we don’t cover claims by deception, for example, you give you keys to a contractor who then steals from your home. Please check the details of your quote to find out what’s covered.
Malicious damage
Structural damage
Cover for structural damage caused by subsidence, heave or landslip
Flood and storm
Cover against flood and storm damage
Public liability
Public liability cover is included as standard on our non-standard home insurance policies
Customer reviews
We value our customers' feedback and use it to improve our products and services
Holiday home
Really good service, knew what I wanted, could meet my demands, which is quite a specialist for our holiday home, so yeah really good. Thank you very much.
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Great service
I have been very pleased with the service I received. I thought it was very helpful, very professional and very very respectful. I would have no hesitation in recommending you to anybody else or using you again. I would be glad to use you again. Thank you
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Unoccupied property
You were very accommodating to insure an unoccupied building. Everything went through very quickly and everyone I've dealt with has been very good so no problems at all. Thank you.
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Flat roof home
Looking for an insurer that does 100 percent flat roof properties so on that basis I'm very happy because you do, do that.
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Why Endsleigh for specialist and non-standard home insurance?
Here at Endsleigh, we’re always up for a challenge. With over 15 years' experience protecting non-standard homes, our property team are experts at finding just the right cover for your unusual property. Let us take the stress out of the situation by approaching a leading panel of specialist insurers to make sure we’re giving you both the right cover, and the right price.
Need help with specialist home insurance?
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Need to contact us?
Our friendly team are ready to talk to you:
Mon-Fri, 9am-5pm
Call us on 0333 234 1507