Specialist and non-standard home insurance

Specialist home insurance for non-standard homes with A-Plan. Includes cover for empty properties, homes with an adverse claims history or those that are just a bit unusual!
specialist home insurance from Endsleigh

What does non-standard home insurance cover?

Buildings and contents

Buildings and contents

A-Plan will protect your buildings and contents against risks such as fire, theft and flood for properties that have previously suffered from flooding or subsidence, or are situated in high-risk areas.
Variation of risks

Variation of risks

Cover against theft, malicious damage, structural damage and floods and storms.
Property owners' liability

Property owners' liability

Property owners' liability cover for any costs or damages should a guest injure themselves at your property.

Benefits of Specialist Home Insurance with Endsleigh’s partners

Specialist policies tailored to your needs

Specialist policies tailored to your needs

Friendly, helpful, expert advisors

Friendly, helpful, expert advisors

8 out of 10 clients renew with A-Plan each year

8 out of 10 clients renew with A-Plan each year

Frequently asked questions on specialist home insurance

Not sure whether you need specialist home insurance? We’ve taken the time to answer some of your frequently asked questions.


What types of non-standard property cover are there
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A-Plan are able to provide buildings cover whilst your property is unoccupied. The cover provided will depend on your unique circumstances, so be sure to check the details of your quote to find out what’s covered.

  • Theft and malicious damage cover
    Protect your buildings and contents against a range of risks like theft, attempted theft and malicious damage - check the details of your quote to find out what’s covered.
  • Property owners’ liability cover
    Property owners’ liability cover to protect you against compensation claims raised by third parties that have been injured as a result of the property not being maintained, such as a tile falling off the roof and injuring a passer-by or a visitor tripping over a broken stair.
  • Unoccupied legal cover
    Unoccupied legal cover which covers compensation for solicitors and barrister’s fees, court costs and your opponent’s costs that result from legal action carried out to evict squatters or because of property damage, nuisance or trespass.

Flooded home insurance

  • Your buildings
    A-Plan’s flooded home insurance will protect your buildings against lots of different risks. Cover against flood damage may be available depending on the history of the property.
  • Property owners’ liability cover
    Liability cover to protect you against compensation claims raised by third parties that have been injured as a result of the property not being maintained, such as a tile falling off the roof and injuring a passer-by or a visitor tripping over a broken stair.
  • Theft and malicious damage cover
    Protect your buildings and contents against theft, attempted theft and malicious damage. Check the details of your quote to find out what’s covered.
  • Subsidence
    A-Plan’s non-standard home insurance can provide cover for structural damage resulting from previous subsidence, heave or landslip.

Subsidence and underpinned home insurance

  • Buildings insurance
    A-Plan can protect properties that have suffered from subsidence, heave or landslip, or are situated in high-risk areas, against a large variety of risks
  • Property owners’ liability
    Property owners’ liability cover to protect you against compensation claims raised by third parties that have been injured as a result of the property not being maintained, such as a tile falling off the roof and injuring a passer-by or a visitor tripping over a broken stair.
  • Theft and malicious damage
    Protect your buildings and contents against theft, attempted theft and malicious damage. Check the details of your quote to find out what’s covered.
    Expert staff
    A-Plan provide a tailored service for your subsidence home insurance. Their team of non-standard insurance experts have years of experience in dealing with subsidence risks.

Holiday home insurance

  • Your buildings
    A-Plan’s holiday home insurance policies cover your buildings, including Airbnb properties, holiday rentals, holiday cottages and holiday lets.
  • Your contents
    Furnished your holiday home? Don’t forget contents cover.
  • Property owners’ liability
    Property owners’ liability cover for any costs or damages should a guest injure themselves at your property.
  • Emergency travel cover
    Live far away from your holiday home? No problem – get cover for any travel costs incurred, including accommodation, should you have to travel to the property following an emergency.

Need standard home insurance?


If you don't have specialist requirements, take a look at A-Plan's range of standard home insurance policies

Find out more about home insurance

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