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Independent schools’ insurance and services

Protect your independent school with specialist solutions from Endsleigh. From pupil-focused insurance such as personal accident, pupil absence and cover for school fees, to commercial insurance to protect your buildings and your employees, wellbeing solutions for pupils and staff, cyber security, and risk management. With more than 60 years of experience providing tailored solutions for the education community, we go beyond insurance to provide flexible, modular based solutions to support all your risk, safety, and wellbeing needs.

School pupil in uniform sat at desk holding a pencil, smiling at the front of class
Ready to speak to someone about insuring your independent school?

Whatever your school's needs, we've got you covered

We have almost 60 years’ experience within the education market and access to some of the UK’s leading insurers as part of the Howden Group.

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Pupils’ insurance and the digital insurance portal

We offer peace of mind that should the unexpected happen, parents and schools are protected. Our pupil insurances cover personal accident, pupil absence, personal possessions, travel and school fees. The Endsleigh Insurance Portal makes it simple for parents to access cover and make claims and significantly reduces admin and paperwork for schools.

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Mental health and wellbeing

Our Pupil Assistance Programme, in partnership with Health Assured, the UK and Ireland’s most trusted independent health and wellbeing specialist, delivers 24/7 wellbeing support and guidance to pupils aged 11-18 years old, their parents, guardians and teachers. A caregiver’s helpline gives teachers, pastoral staff, parents, and guardians 24/7 access to a qualified counsellor with specialist knowledge of dealing with children and young people.

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Commercial insurance and risk management

From public liability insurance, and buildings and contents, to motor fleet cover, cyber security and more, with our commercial insurances it’s not just the bricks and mortar of your school that’s covered. Our risk management service gives you the confidence that you’re managing your risk in compliance with all relevant legislation. From an initial health check to understand and enhance your safety management systems, to health and safety assessments, fire risk audits and an online compliance management tool.

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Employee benefits and wellbeing

Keeping and retaining talent is a real challenge for any business and schools are no exception. Our employee benefits solutions will help you to show your employees their true value and empower them to look after all aspects of their wellbeing – financial, mental, and physical.

Find out more about independent school insurance

What is independent school insurance?


Independent school insurance is specialist cover which protects your organisation against a range of risks. A specialist approach is required when taking out insurance for schools. However, independent schools have an additional set of unique needs and therefore risks.

Policies can include a range of cover including commercial elements like public and employers’ liability, risk management and even personal possession insurance for pupils. And our pupil mental health and wellbeing programme provides a range of modular services specifically designed for pupils that support teachers, pastoral staff, parents, and guardians. Speak to our team about insurance and wellbeing for your independent school.

Independent school insurance: FAQs

Still not sure about insurance for your independent school? We’ve pulled together some frequently asked questions to help.

What sort of insurance does an independent school need?


Insurance requirements for independent schools will vary from school to school. The best way to establish the exact requirements for your organisation is to work closely with an insurance provider.

You can work together to outline the risks your school faces and how different covers can help mitigate those risks. Cover may range from legally essential covers like employers’ liability, to policies that provide protection for school vehicles, to covering students’ personal possessions.

What’s covered with Endsleigh’s independent school insurance?


At Endsleigh, we're specialists at protecting independent schools. From insurance, to a benefits and wellbeing programme, our services are designed to protect your pupils, your school and your people.

Here is some more information about our products.


A tailored insurance solution delivering comprehensive protection for your school. Cover arrangements are wide-ranging and our experts will assess your school’s exposures then advise on the best programme based on your needs.

You will have your own dedicated account executive who is experienced in providing solutions for independent schools and on hand to support you day to day. We have extensive experience arranging cover for complex exposures such as grade listed/heritage buildings and fine art/rare memorabilia.

Core areas of cover typically include - public & employers’ liability insurance for independent schools, cyber, buildings and contents, business interruption, professional indemnity, governors’ liability, motor fleet, engineering, travel insurance and legal expenses.

Risk management

Bespoke risk management services designed to complement our commercial offering for independent schools. A truly tailored approach so all your commercial and risk management needs are in one place and we'll help you assess and advise on a commercial and risk management programme best suited to your needs

Risk services include:

  • ‘Education support’- a leading online risk management and e-learning platform
  • Bespoke risk consultancy surveys
  • Professional claims management/major loss support
  • A client service portal which provides access to documentation, claims reports and proof of cover letters 24/7

Full details of our services can be found on the dedicated risk management page for independent schools

Find out more on Endsleigh's risk management services

Pupil absence

Pupil absence insurance offers financial security for your fee payers in the event that a pupil is absent from class for an extended period of time, either due to illness or injury.

Pupil personal accident

A personal accident policy could be a benefit to your pupils and staff. We offer a range of cover options from £100,000 to £1 million with dental cover included as standard, so your pupils and staff are protected.

Personal possessions

Replacing laptops or tablets can be expensive and can interrupt learning – that’s why our pupils’ possessions policy insures against damage, loss and theft of valuables. Bicycles, musical instruments, art equipment and other valuables are also covered which may be particularly important to boarders.

School fees protection

In the event of a parent or fee payers’ subsequent death after taking out insurance, we will pay termly fees direct to your child’s school until the child concerned reaches 18 or leaves school.

International pupils

A specialist policy purely for non-UK national pupils travelling to the UK to study.

Endsleigh Insurance Portal

A platform that we designed to make life easier for independent schools and their pupils’ parents. The main aims of the portal are to simplify insurance management for parents, reduce the administration associated with offering insurance to parents and help your school earn a revenue on optional insurances offered to parents.

Find out more about the Endsleigh Insurance Portal.

Mental health and wellbeing

Our Pupil Assistance Programme provides affordable 24/7 mental health and wellbeing support for your pupils, and a caregivers’ helpline provides access to qualified counsellors with specialist knowledge of dealing with children and young people for teachers, parents, and guardians. Our programme also includes youth mental health training, and digital cognitive behavioural therapy support.

Find out more about Endsleigh’s wellbeing services

Interested in independent school insurance?

You might also be interested in…

Risk management services

A practical, realistic and solutions focused approach to risk management for schools.

Pupil Assistance Programme

Wellbeing and mental health services for pupils, their parents, guardians, teachers and caregivers.

Insurance portal for independent schools

Reduce school administration and simplify insurance management for parents with our insurance portal.

Student personal accident insurance

Covers the education establishment and the student following an accident during organised activities.

Cyber insurance for schools

Protect your establishment’s data and reputation with our cyber insurance for schools.

Schools’ commercial insurance

Cover for your school buildings and contents, your data, your people, and your reputation.

Pupils' insurance

Flexible insurance solutions tailored to the requirements of your school, the ability to earn additional revenue on individual products, and expertise regarding the needs of international and UK pupils.

Employee benefits and wellbeing

Help your staff to feel valued and supported with a range of benefit solutions.

Contact us

Arrange a call using the form below and one of our experts will aim to come back to you within one working day.