Your guide to non-standard home insurance
Still have some questions about renovation home insurance? Find out more on the guide.
Read moreHome renovation insurance
If you are carrying out renovation works on your home, it’s important to make sure you and your property are fully protected as this won’t always be covered by a standard home insurance policy. Our renovation home insurance provides buildings cover should the unexpected happen while your property is undergoing renovation.
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What does home renovation insurance cover?
If you plan to begin renovation works on your home, it’s important to let your insurance provider know as they may need to update your home insurance policy – or may not be able to provide cover at all while renovation works are taking place. That’s why, as part of our renovation home insurance, we can provide cover for:
Your buildings
A home renovation insurance policy will protect your property against fire, theft, flood and a number of other risks while building works are being carried out, although we cannot provide cover for the actual contract works.
Property owners’ liability
Property owners’ liability protects landlords and property owners during claims being made against them concerning legal liability. Endsleigh provides up to £2 million public and property owners’ liability cover as standard.
Subsidence, heave and landslip
Renovation insurance covers the cost of repairing structural damage caused by subsidence, heave or landslip. Garages, sheds and fences are also included, as well as the cost of repairing items such as pipes, cables and drains.
Unoccupancy
We’ll provide cover for your property while it is empty pending renovation. Please read the policy wording for full unoccupied terms and conditions.
Frequently asked questions about renovation insurance
Not sure whether you need specialist insurance for your renovated home? We’ve answered some of your frequently asked questions.
What is renovation insurance?
Renovation insurance covers you for the things that might go wrong while building works are being carried out at your property. While most contractors will have insurance for the works carried out on your home, this may not protect you in all circumstances. Therefore it’s likely that you will still need buildings insurance in place to protect your property both whilst it’s unoccupied and against risks such as fire, theft, flood and subsidence.
Do I need renovation insurance?
You may need a specialist home renovation insurance policy if building works mean you won’t be living in your property for more than 30 or 60 days. You may also need cover if works are extensive, or if expensive equipment and materials will be kept at the property during building works.
How do I get a quote for renovation insurance?
Contact our specialist team today (or arrange for us to call you) with the details of your property so we can find you our most competitive price. More often than not, we can get you a quote right there and then. Then all you need to do is let us know when you want to go ahead and we’ll get you set up.
Why Endsleigh for home renovation insurance?
With over 15 years’ experience insuring homes during repairs and renovation, our non-standard property team will take the time to understand your unique situation and provide you with the right home renovation insurance solution to protect your buildings and contents.
Interested in renovation home insurance? You might also be interested in...
Barn conversion insurance
We can cover converted barns as a let property, main residence, holiday home or second home.
Unoccupied home insurance
Cover for your home if it’s left unoccupied for an extended period of time.
Holiday home insurance
As a specialist holiday home insurance broker, we provide a tailored service so you can build the right cover.
Flooded home insurance
If you've had problems with flooding in the past, it can sometimes be difficult to find home insurance for your property. Rest assured, our team of specialists will be able to find the right flooded home insurance for you.
Subsidence and underpinned home insurance
If your home has been affected by subsidence, heave or landslip, or your property is in an area that is prone to these types of risks, we'll find the right insurance solution for you.
Listed and period property insurance
Our non-standard home insurance team specialise in finding insurance products for old homes that are Grade I, Grade II and Grade II* listed, or over 100 years old. Get a quote today.
Need to contact us?
Our friendly team are ready to talk to you:
Monday-Friday, 9am-5pm
Call us on 0333 234 1507