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What does MacBook insurance cover?

If you often take your MacBook out and about, you may want to protect it against unexpected drops and breakages so you’re not left out of pocket should the unexpected happen. With Endsleigh, you’ll receive:

Bullet Point

24 hour replacement

If you fear being without your MacBook, our MacBook insurance provides 24 hour replacement once your claim is approved (if it’s stolen or unrepairable).

Bullet Point

Up to 15% multi gadget discount!

Need to protect multiple gadgets? You'll receive a 10% discount when you insure two gadgets, with 15% off when you insure three or more.

Bullet Point

New for old replacement

We’ll replace your MacBook with the latest equivalent model, or let you choose from our settlement options.

Bullet Point

Worldwide cover

Heading abroad with your MacBook? Get covered anywhere in the UK and up to 90 days worldwide!

Off to uni? Protect your stuff for as little as £8 per month!

Our Everywhere Student Packs are the newest and easiest way to protect your stuff wherever you are at uni. Simply choose how much you want to be covered for (£1,000, £1,500 or £2,500) and you're good to go.

What's covered?

  • Items with a replacement cost up to £500 with a £1,000 pack, £750 with a £1,500 pack or £1,250 with a £2,500 pack.
  • 24 hour replacement once your claim is approved (if item is stolen or unrepairable).
  • Theft
  • Accidental and malicious damage, including cracked screens
  • Flood and fire
  • Mechanical breakdown
  • Protection anywhere in the UK, up to 90 days worldwide.
  • No excess applies to claims for theft, assault and mugging, malicious damage, or arson

What's not covered?

  • Your excess
  • Mechanical breakdown before the expiry of the manufacturer's warranty
  • Gadgets and mobile phones more than 3 years old at the start of the policy
  • Cosmetic damage that doesn't affect operation
  • Money
  • Musical instruments and bicycles
  • Accidental loss (unless added as an optional extra)
  • Any gadget or mobile where you cannot provide proof of purchase

Frequently asked questions about MacBook insurance

Not sure whether you need MacBook insurance? We’ve taken the time to answer your frequently asked questions to help you decide.

What is MacBook insurance?
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MacBook insurance is essentially just gadget insurance for your Apple MacBook. MacBook insurance will provide protection against accidental drops, as well as theft while you’re out and about or on holiday abroad.

Insurance protects your MacBook in lots of different circumstances (for example, accidental damage/theft). So you can go about your daily life without the worry of anything catastrophic happening to one of your favourite investments. If something did happen, we’ll replace your laptop (with the latest equivalent model) within 24 hours of your claim being approved (if item is lost*, stolen or unrepairable). 

Make your music. Edit your photos. Create your film. Insuring your MacBook just gives you peace of mind that if anything did happen to it, you won’t be without it for long.

Get your MacBook insurance quote today

*If loss cover is selected

Do I need MacBook insurance?
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If you suffer from fear of being without your gadgets or you simply don’t want to have to fork out to replace them should they get lost, damaged or stolen, then you might need MacBook insurance for that extra peace of mind.

MacBooks are also notoriously expensive to buy. For example, the Apple MacBook Pro 13” is currently going for a massive £1,499 - a lot of money to be left without your Macbook should the unexpected happen.

Equally, if you use your MacBook for work purposes – for example, you’re a graphic designer or web developer – then you may find yourself very stuck if you’re suddenly without your MacBook. Having MacBook insurance in place will ensure that you’re not left out of pocket and can get a MacBook replacement within 24 hours of your claim being approved (if item is lost*, stolen or unrepairable). 

*If loss cover is selected..

Which MacBook models does Endsleigh cover?
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When it comes to trying to find the best insurance for Apple products, you’ll probably be shopping the market. There are so many things to consider:

  • Does the insurer cover everything you need?
  • Do they have your best interests at heart?
  • Are they affordable?
  • Do they cover your exact MacBook model?


At Endsleigh, we strongly believe that our policies cover everything you’ll need, plus all of the above. We cover all MacBook models and if your device isn’t in circulation anymore, if you need to claim, we’ll replace it with the nearest and latest model.

Get a quote for my MacBook

Can I insure multiple gadgets with MacBook insurance?
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Absolutely! If you’re looking for a combination of iPhone and MacBook insurance, iPad and iPhone insurance or a mixture of a whole bunch of different types of gadgets, that’s totally doable.

And what’s more?  You’ll receive up to 10% discount when you insure two gadgets, and up to 15% discount when you insure three or more. We want to make it as easy (and affordable) as possible for you to protect your gadgets and keep all of your insurance under the same roof.

Learn more about other types of Gadget insurance


How do I insure my MacBook?
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Trying to get insurance for Mac is no different to insuring other gadgets. You just need to compare MacBook insurance providers, get a quote and then choose the provider who’s offering suits your lifestyle the most.

At Endsleigh, we take pride in offering flexible and affordable gadget and possessions insurance. Your policy can be tailored to your needs so that you pick and choose your own level of cover.

Get a comprehensive and reasonable MacBook insurance quote within minutes

Will Endsleigh's MacBook insurance cover me for accidents?
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Yes it will. As the saying goes, ‘accidents happen’. But it’s always a little traumatic if something happens to your MacBook, especially as we know you always try to take great care of your laptop. That’s why with Endsleigh’s MacBook insurance policy, you don’t need to worry.

All of our gadget insurance policies include cover for accidental damage. So if your bag handle breaks, causing your MacBook to crash to the floor, you’ll know that your MacBook is covered by us.

Get a quote for your MacBook

Will Endsleigh's MacBook insurance cover me for a cracked screen?
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Yes it will. We’ve spent many years getting to know our customers and we know what’s important to you. That’s why our MacBook insurance policies cover accidental damage as standard.

It’s safe to say that MacBook screens can be a little delicate. Trying to pack brand new technology into an ever-slimming design is a tough job and sometimes screens get broken. With Endsleigh’s MacBook insurance, if you’ve been a bit too heavy-handed and cracked your screen, you’re covered.

Get your quote today

What if I lose my MacBook?
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In the top five things that you don’t want to lose, we’d suggest that your MacBook is in there somewhere. A MacBook is a big investment and can cost a lot of money to replace if it’s lost.

Unfortunately, we know that these things happen sometimes. That’s why we offer optional cover for accidental loss in our MacBook insurance policies.

We’ll also get a replacement MacBook to you within 24 hours of approving your claim (if item is lost*, stolen or unrepairable). 

Get a quote for my MacBook

*If loss cover is selected.

What do I do if my MacBook gets stolen?
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You’re covered for theft under all of Endsleigh’s MacBook policies – so you’ll get your replacement device around 24 hours after your claim has been approved. However, first and foremost, you’ll need to report the theft to the police. You should do this as soon as possible, ideally within a day of discovering the theft.

The police will give you a crime number which you’ll need to give to your insurer when you start making your claim. This number is very important and it’s unlikely your claim for theft will be able to go ahead without it.

What happens if I have MacBook insurance and need to claim?
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We know you that you’re busy and won’t want to be without your MacBook for long. That’s why we’re proud to offer ‘new for old’ 24 hour replacement (once your claim has been approved) when you make a claim and your MacBook is stolen or unrepairable.  This means that we’ll replace your MacBook with the latest equivalent model within 24 hours of your claim being accepted.

If you need to make a claim, there are a few ways you can do so. These include giving us a call and completing a claim form. You can find out how to make a claim in our Claims Centre.

Start protecting my MacBook

What is my MacBook insurance excess?
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For each claim, you'll pay the first £50 except for a loss claim where you'll need to pay the first £75 of the claim (if loss cover is selected).

What is a replacement cost?
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A replacement cost is the amount of money needed to replace one of the items you want to cover on your Everywhere Student Pack insurance.

Our Everywhere Student Packs each have a limit which means that you won't be covered for items that are more expensive than the replacement cost on your statement of insurance.

Maximum placement costs for our Everywhere Student Packs are as follows:

£1,000 pack = Items that cost no more than £500 are covered
£1,500 pack = Items that cost no more than £750 are covered
£2,500 pack = Items that cost no more than £1,250 are covered

Let’s give you an example.

Jack just bought a new laptop which cost him £300. He then takes out our Everywhere Student Pack insurance which gives him £1,000 of cover. Jack also knows that he wouldn’t be able to claim for anything more expensive than the maximum replacement cost of £500 on this pack.

A few months later, Jack’s laptop is dropped and damaged. Because the maximum replacement cost on Jack’s policy is £500 and his laptop cost £300, this means that he can make a claim. Had Jack's laptop cost more than £500, it wouldn't be covered and Jack would be unable to claim.

It's always worth checking that your items don't cost more than the maximum replacement cost when taking out our Everywhere Student Packs. If any of your items do cost more than the highest replacement cost (£1,250), you can choose to build your own cover.


What about Endsleigh’s laptop/tablet theft policy?

Our laptop/tablet theft policy provides cover for devices with a replacement cost up to £1,250.


Interested in MacBook insurance? You might also be interested in...

Tablet insurance

Protect your tablet anywhere in the UK and for up to 90 days worldwide against theft, accidental and malicious damage.

iPhone insurance

Protect your iPhone against theft, accidental and malicious damage, with 24 hour replacement once your claim is approved (if stolen or unrepairable).

iPad insurance

Whether it's for social media, watching TV or playing games, we'll protect your iPad against accidental and malicious damage.

How easy is it to make a claim?

Making a claim with Endsleigh is simple. Just follow this 3 step process: 1. Head to our claims centre and fill in a claims form. 2. Our team will call you to confirm your claim. 3. We’ll approve your claim as soon as possible.

Need to contact us?

Our friendly team are ready to talk to you:

Mon-Fri: 8am to 6pm; Saturday, 9am-1pm

Call us on 0333 234 1557