What's covered with buildings and contents insurance?

Bullet Point

Your buildings

Cover for damage to the structure of your home and permanent fixtures against fire, theft, flood, subsidence, vandalism and malicious damage up to £500,000.

Bullet Point

Your contents

Up to £50,000 cover to protect your belongings against fire, theft, smoke and flood, with optional accidental damage cover.

Bullet Point

Cover away from home

Protect the items that are most valuable to you whilst you're out and about. Items such as laptops and mobile phones can be covered up to £1,500. You can also cover more expensive items by specifying them on your policy.

Bullet Point

Keys and locks

Up to £500 to replace keys and locks for external doors if your keys have been stolen. Keys and locks to safes or alarm systems are also covered.

Bullet Point

Liability cover

Up to £2,000,000 cover for any amount which you become legally liable to pay as a result of damage to somebody else’s property, or in the event that any person suffers an injury whilst on your property.

Bullet Point

Alternative accommodation

Up to £50,000 for the cost of temporary accommodation if your home is uninhabitable due to an event covered by your policy.

Tailor your buildings and contents insurance cover to suit your needs

Protect your buildings and contents against fire, theft, smoke and flood and select optional accidental damage cover.

Legal expenses

If you find yourself in a dispute relating to employment, contract or property issues, or clinical negligence, we’re here to help. We’ll appoint a law firm on your behalf and you can claim up to £50,000 for legal representation.

What is legal cover?

Home emergency

Take the panic out of a situation with our home emergency optional extra. Reassurance for a range of problems such as a break in, or central heating that doesn’t work, as long as it’s been regularly serviced. Simply call our 24 hour emergency helpline. We’ll assess the situation and send out one of our recommended contractors. All work is guaranteed for 12 months as long as you use one of our recommended tradespeople.

Accidental damage

Choose accidental damage insurance as an optional extra on your home insurance and you’re covered for those irritating mishaps that are costly to fix. So if you put your foot through a floorboard or a hot iron falls off the ironing board and burns the carpet, you’re covered.

Why Endsleigh for buildings and contents insurance?

We're the UK's No. 1 student insurance provider and the only one recommended by NUS, which means we have the expertise to create flexible insurance policies built around your lifestyle. Tailor your cover with our optional extras and upgrades.

Interested in buildings and contents insurance? You might also be interested in...

First time buyer insurance 

Flexible home insurance for first time buyers, including up to £500,000 buildings cover, up to £50,000 contents cover and various flexible cover options.

Tenants insurance 

Flexible contents insurance for tenants, with tenants' liability cover as standard. Control your level of contents cover, from £3,000 up to £80,000.

Teacher home insurance

Flexible cover for your buildings and contents. We offer comprehensive home insurance cover with no hidden costs and special rewards, just for teachers.

Private clients insurance

Whether for your home, car collection or employed staff, we offer a professional approach and a range of policy benefits.

Flooded home insurance

Comprehensive buildings and contents insurance cover for properties that have previously suffered from flooding.

Holiday home insurance

We provide a tailored service that offers a full range of holiday home insurance products for UK based holiday homes.

Need help with buildings and contents insurance?

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