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The only insurance provider recommended by NUS

ICA Best Student Insurance Provider logo

Voted the 'Best Student Insurance Provider' 2019!

Choose your level of cover

Take out the gadget and possessions policy that’s right for you. Select one of our three policy options, with 5* Defaqto rated cover when you go Premium.

Essential

Essential cover for your gadgets and possessions, including theft, accidental and liquid damage.

Includes:
  • tickAccidental damage
  • tickLiquid damage
  • tickTheft cover
  • tickCracked screens
  • tick£50 Accessory cover
  • tick30 days worldwide cover
  • crossLoss
  • crossMechanical breakdown
Get a quote >>

Advanced

Getting more advanced now - protect your gadgets anywhere in the UK and up to 90 days worldwide.

Includes:
  • tickAccidental damage
  • tickLiquid damage
  • tickTheft cover
  • tickCracked screens
  • tick£100 Accessory cover
  • tick90 days worldwide cover
  • tickMechanical breakdown
  • crossLoss
Get a quote >>

Premium

5* Defaqto rated cover when you go Premium. Protection anywhere in the UK, up to 120 days worldwide.

Includes:
  • tickAccidental damage
  • tickLiquid damage
  • tickTheft cover
  • tickCracked screens
  • tick£250 Accessory cover
  • tick120 days worldwide cover
  • tickMechanical breakdown
  • tickLoss
Get a quote >>

Student gadget insurance

Get 5* defaqto rated Premium gadget cover from the UK’s No. 1 student insurance provider, and the only one recommended by NUS. Protect your gadgets at university against drops, spills and theft, with replacement within 24 hours of your claim being approved.

 

Student contents insurance

It’s not just your gadgets that need to be protected at university. Make sure your student possessions, such as your books, clothes and furniture, are covered against fire, theft and flood while you’re living in student accommodation, with new for old replacement and extra cover for lost keys.

 

Bicycle insurance

Whether you're a student cycling to university each day, or a professional commuting to work, the loss of your bike could have a huge impact on your mobility. We'll protect your bike against theft, loss and accidental damage, anywhere in the UK and for up to 90 days worldwide.

 

Musical instrument insurance

Virtuoso, student or amateur; no matter what level you play at, it can be a huge inconvenience to lose or damage your instrument. Our musical instrument insurance covers against loss and accidental damage anywhere in the UK, with new for old replacement within one working day of your claim being approved.

 

Your gadget insurance questions answered

Have questions about gadget insurance, or not sure whether you need it to protect your phone or laptop? Check out our frequently asked questions below.

What is gadget insurance?
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Let’s face it – it can be difficult to operate without our gadgets nowadays. For most of us, they act as our alarms, calendars and main point of communication with the outside world. But because gadgets are often out and about with us, getting knocked about in bags and back pockets, this can also mean they’re more susceptible to drops, spills and other types of accidental damage. Not only that, but some gadgets can be expensive to replace, especially if you’ve opted for the latest MacBook or iPhone.

Having gadget insurance in place helps to make sure you’re not left out of pocket should the unexpected happen to your gadgets.

What else does gadget insurance cover?
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Endsleigh can provide essential cover for all your gadgets against theft, accidental and liquid damage, with 5* Defaqto rated cover when you go Premium. We can also provide:

24 hour replacement

If your gadget is lost, stolen or unrepairable, we’ll replace it in 24 hours once your claim is approved.

Up to 15% multi gadget discount

If you need to insure multiple gadgets, you’ll receive a 10% discount when you insure two gadgets and 15% off when you insure three or more.

New for old cover

We’ll replace your gadget with the latest equivalent model, or let you choose from our flexible settlement options.

Are my gadgets covered under my home insurance?
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While some home insurance providers will offer a level of cover for gadgets outside the home, this can depend on how long they will be away from the property, their value and their age, so it’s important to speak to your home insurance provider to check what’s covered.

Even if cover is provided by your home insurance policy, you may find that it isn’t as comprehensive as the cover you could benefit from with a separate gadget insurance policy – for example, you may not be covered to take your gadgets on holiday, or against risks such as loss or mechanical breakdown (both of which are covered with Endsleigh’s Premium gadget insurance).

Do I need gadget insurance at university?
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 If you’re planning on taking all of your gadgets to university, then you may want to consider insurance so you’re not left out of pocket in the event of an accidental drop or spill – especially when you’re living on a student budget.

Think about how you’ll be using your gadgets - for example, will you take your laptop to lectures? Or maybe you’ll need a camera for your assignments?

How you use your gadgets may affect the type of cover you need while you’re at uni, and it’s also worthwhile finding out what cover is provided by your parents’ or guardians’ home insurance. While you may already have some cover in place under their policy, double check where your gadgets are covered while you’re at university (for example, in halls or off campus), as well as what your gadgets will be covered for.

What counts as a gadget for insurance?
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For the purposes of insurance, a gadget is usually defined as an electronic item which is (or can be) battery powered and is designed to be portable.

Endsleigh’s gadget insurance can cover:

  • Laptops (including all Apple models)
  • Mobile phones (all makes and models, including Samsung and Apple phones)
  • Tablets
  • Headphones
  • Portable audio (such as an MP3 player)
  • Camera / Camcorder / Camera lenses
  • Portable games consoles
  • Smart watches
  • E-readers
  • Sat Nav and GPS devices
  • Palm-top or PDA

Please note that we are unable to cover any gadget which is more than 3 years old when cover for it begins. Gadgets must be in good condition and full working order when you purchase the insurance. If there is evidence that the damage occurred before the policy inception date, this will result in your claim being refused.

Why Endsleigh for gadget insurance?

As the only insurance provider recommended by NUS, we understand that finding flexible and affordable possessions and gadget insurance is a top priority for our customers. That's why we take a personalised approach to finding you the best cover, offering a number of handy optional extras as well as discounts when you insure your gadgets with us.

Interested in flexible gadget insurance? You might also like...

Mobile phone insurance

Protection against theft, accidental and liquid damage, as well as cracked screens. Insure two or more gadgets and get up to 15% discount!

Laptop insurance

We’ll protect your laptop against accidental and liquid damage anywhere in the UK – whether it’s used for business, uni work or gaming.

Tablet insurance

Protect your tablet anywhere in the UK and for up to 120 days worldwide against theft, accidental and liquid damage, as well as cracked screens.

Possessions insurance

From worldwide gadget cover to new for old contents insurance, we'll help you make sure your gadgets and belongings are protected.

MacBook insurance

Protect your MacBook against theft, accidental and liquid damage, with 24 hour replacement once your claim is approved.

Samsung mobile insurance

Protect your Samsung mobile against theft, cracked screens, accidental and liquid damage, with replacement in 24 hours once your claim is approved.

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Need to contact us?

Our friendly team are ready to talk to you:

Monday-Friday, 8am-6pm, Sat, 9am to 5pm

Call us on 0333 234 1557