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0333 234 1447
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Mon-Fri: 9am to 5pm | Sat-Sun: Closed
Phone
0333 234 1447
Clock
Mon-Fri: 9am to 5pm
Sat-Sun: Closed
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Travel insurance

Go explore without a care in the world. We've partnered with Howden to bring you both single-trip and multi-trip travel insurance - for all your adventuring needs.
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Our travel insurance products

Ready to cover your next trip? Find out more below!
Single-trip insurance Multi-trip insurance

What is travel insurance?

Travel insurance is a type of cover that protects you whilst you’re on holiday. It protects against a range of circumstances such as cancellation or cutting your trip short, medical emergencies and repatriation, personal belongings and baggage, and more.

Single-trip travel insurance covers one trip only. Whereas multi-trip travel insurance provides you with cover during multiple trips over the year.

What’s covered with travel insurance?

Cancellation or cutting your trip short

Cancellation or cutting your trip short

Most policies provide cover if you have to cancel or curtail your trip. You’ll be covered up to the limit that you’re insured for, for your unused and irrecoverable costs.
Medical emergencies and repatriation

Medical emergencies and repatriation

Many policies will provide cover for medical emergency and repatriation expenses, including emergency dental treatment.
Personal belongings and baggage

Personal belongings and baggage

Cover for lost, stolen or damaged belongings in line with the limits on your policy documents.

FCDO travel advice

Please visit the Foreign, Commonwealth and Development Office (FCDO) website to ensure your destination is not restricted under any FCDO directive which will affect the cover provided under your insurance policy.

Find out more

Travel insurance – Frequently asked questions

It’s important to fully understand your travel insurance before you take it out. Here are some frequently asked questions about Howden’s cover.

What’s covered with Howden's single-trip travel insurance?
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Howden’s single trip travel insurance policy will provide cover for one trip. As well as the cover highlighted above, the policy also includes:

  • Cancellation or cutting your trip short.
  • Medical emergency and repatriation expenses.
  • Baggage and delays.
  • 24/7 assistance.
  • Support if you lose your passport.
  • Automatic inclusion for many minor medical conditions plus an online health screening facility with access to medically trained nurses.
  • Cover for financial failure of your airline, hotel, or travel company.
  • Cover for if your accommodation is uninhabitable.
  • Many sports are automatically included, with the option to include winter sports and high-risk activities.
  • Option to include business travel, working abroad and hire car collision damage waiver.
  • Cover for trips being disrupted by a pandemic.
What’s covered with Howden’s multi-trip travel insurance?
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Howden’s multi trip travel insurance policy will provide cover for multiple trips over the year. Cover can include:

Disruption to travel

This cover is to protect you against missed flights, connections and delays to public transport. There is also cover for the insolvency of the accommodation provider and natural disasters (such as a tsunami, volcano eruption or hurricane) affecting your accommodation or resort.

Medical emergencies and repatriation

Travel with ease knowing you’re covered for medical emergency and repatriation expenses, including emergency dental treatment.

Lost, stolen or damaged baggage and belongings

Travel carefully with protection for damaged, lost or stolen bags plus their contents, including passports, individual items and cash.

Cancelling or cutting short your trip

Cancellation or curtailment of your trip if you are unable to travel because of an unforeseen circumstance, for example a family bereavement, illness or burglary.

Sports and activities

Howden provide cover for a wide range of sports and activities you may wish to complete on your travels, many of which are covered as standard and even more sports and activities available for an additional premium.