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Annual multi-trip travel insurance

Go explore without a care in the world

As part of Howden, we can bring you annual multi trip travel insurance for all your adventuring needs.

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tel: 0333 234 1552

What's covered with annual multi trip travel insurance?

Bullet Point

Disruption to travel

This cover is to protect you against missed flights, connections and delays to public transport. There is also cover for the insolvency of the accommodation provider and natural disasters (such as a tsunami, volcano eruption or hurricane) affecting your accommodation or resort.

Bullet Point

Medical emergencies and repatriation

Travel with ease knowing you’re covered for medical emergency and repatriation expenses, including emergency dental treatment.

Bullet Point

Lost, stolen or damaged baggage and belongings

Travel carefully with protection for damaged, lost or stolen bags plus their contents, including passports, individual items and cash.

Bullet Point

Cancelling or cutting short your trip

Cancellation or curtailment of your trip if you are unable to travel because of an unforeseen circumstance, for example a family bereavement, illness or burglary.

Bullet Point

Sports and activities

Howden provide cover for a wide range of sports and activities you may wish to complete on your travels, many of which are covered as standard and even more sports and activities available for an additional premium.

What is multi trip travel insurance?


Multi trip insurance - also known as "annual travel insurance" - will provide cover for multiple trips over a set period of time, usually up to a year. This means that frequent travellers won't need to take out a new single trip policy every time they book a holiday, which can be a lot more cost effective. Depending on the policy level you choose, annual multi trip travel insurance can provide cover for unexpected costs relating to things like medical expenses, cancellation, airline failure protection, lost luggage and more.

FCDO Travel Advice

Please visit the Foreign, Commonwealth and Development Office (FCDO) website to ensure your destination is not restricted under any FCDO directive which will affect the cover provided under your insurance policy.

Interested in multi-trip travel insurance?

You might also be interested in...

Single trip travel insurance

Whether you’re heading on a weekend city trip or a relaxing summer holiday, Howden have got you covered.

Business travel insurance

Business trips are stressful enough without worrying about your travel insurance, That's where Howden have got you covered.

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Need to contact us?

Our friendly team are ready to talk to you:

Monday-Friday, 9am-5:30pm; Saturday, 9am-1pm

Call us on 0333 234 1552