Students' unions

Our combined scheme has continually evolved over 30 years to provide a product which is specifically tailored to students’ unions and institutions. We provide cover for; buildings, contents, employers liability, public liability, business interruption and more.

It can be difficult to find cover for student drivers, which is why our motor insurance scheme caters for minibuses and other vehicles that are driven by students. Both fleet and non-fleet risks can be insured under the scheme. We also provide a facility to insure temporary hire vehicles easily online, as well as breakdown cover included as standard.

Our Directors’ and officers’ liability scheme protects students’ unions against claims from third parties alleging a financial loss as a result of a wrong doing on the part of the union. The cover takes into consideration the exposure which is inherent from a union’s charity status in terms of their trustees’ duties, advice service, employment tribunals and student media in terms of defamation.

Our personal accident scheme is designed for both universities and students' unions to provide insurance for organised sport. Our scheme has evolved over the past 20 years to make sure we're always protecting the needs of students, and we now cover hundreds of thousands of students up and down the UK.

Our smallcraft scheme is for all types of clubs involved in water based activities.