Commercial property insurance
If you’re a commercial landlord and you're letting properties for business purposes, our commercial property insurance will give you peace of mind that, should the unexpected happen, your investment will be protected.
Who needs commercial property insurance?
Landlords who have tenants in wide-ranging sectors, from offices, retailers and warehouses to restaurants and residential portfolios
Landlords who expect change in the future - whether it's to their properties, tenants or to legislation
Landlords who have either a single property or a large commercial portfolio, and want it all on a single policy for administrative purposes
Accidental damage cover your buildings
Damage caused by wear and tear or defective workmanship is not covered
The landlords contents
This is subject to a policy excess specified within the policy documents
Malicious damage
This includes theft by tenants up to the sum insured
Up to 120 days unoccupancy
Cover for up to 120 consecutive days during which the property is unoccupied. Additional conditions apply after 30 days
Commercial legal expenses
Up to £100,000 per event
Additional covers
Glass, replacement locks, trace and access and underground services
Commercial property owner's liability
Up to £10,000,000, subject to a policy excess specified within the policy documents.
Optional extras
Protects you from financial losses that may occur if an employee experiences an injury or illness in the workplace and seeks to claim compensation
Provides cover for damaged or destroyed property, including buildings, equipment, furnishings and inventory.
If you're responsible for the maintenance and inspection of machinery at your commercial premises. you might need additional engineering and inspection cover.
Cover for your buildings and liabilities if you have any contract works or development going on at the property.
Including cover for tenant disputes
