Commercial property insurance

It’s buildings and contents cover for commercial landlords who let properties for business purposes. A ‘commercial property’ could be anything from a shop with a flat above to an industrial unit that is occupied by a motor tradesman and will usually provide any of the normal covers provided by standard landlord buildings insurance. This could include cover for fire, theft and flood, as well as property owners’ liability and legal expenses cover to protect against compensation claims arising from your ownership of the property.

There are lots of different scenarios where you could need commercial property insurance, including landlords who have tenants in a range of sectors, such as offices, retailers and warehouses. It can also be taken out for properties rented as pubs or restaurants , and it is also useful for landlords who have a large commercial portfolio and want it all on a single policy for administrative purposes.

As well as the covers listed above, Endsleigh’s commercial property insurance can also provide cover for:

Accidental damage cover for your buildings

Damage caused by wear and tear or defective workmanship is not covered

The landlords contents

This is subject to a policy excess specified within the policy documents

Additional covers

Glass, replacement locks, trace and access and underground services

Please speak to one of our expert consultants to find out more about what’s covered.

No two commercial properties are the same, which means that you may need to tailor your policy to include all the cover you need. As part of our commercial property insurance we can offer:

Employers' liability insurance

This will protect you from financial losses that may occur if an employee experiences an injury or illness in the workplace and seeks to claim compensation. 

Terrorism cover

We can also provide terrorism cover which provides protection for damaged or destroyed property, including buildings, equipment, furnishings and inventory. 

Engineering and inspection cover

We also offer cover for engineering and inspection as well as contract works and developers, which will give you cover for your buildings and liabilities if you have any contract works or development going on at the property. 

Extended legal expenses cover

This also includes cover for tenant disputes.

We understand that being a landlord can be time-consuming, so we try to make the insurance part simple. All you have to do to get a commercial property insurance quote is call our UK based team on 0333 234 0039 or arrange a call by filling out an enquiry form. We’ll then take the time to get to know you and your property or portfolio so we can ensure we’re getting you the right cover, at the right price. Once you’ve received your quote just let us know when you want to go ahead and we’ll get you set up.