We work with a panel of insurers to create buildings insurance that's right for you. You’re covered for damage caused by everything from storm, fire and flood to a leaking washing machine, dishwasher or fridge. All repair work undertaken by our recommended contractors is guaranteed for 12 months.
Cover for damage to the structure of your home and permanent fixtures such as your kitchen, bathroom and fitted wardrobes against perils such as fire, theft, flood, subsidence, vandalism and malicious damage.
You’re covered if your washing machine, dishwasher, central heating system or fridge leaks, providing they’ve been kept in a good state of repair.
Up to £5,000 to cover the cost of detecting and repairing the source of a water leak.
Cover for accidental damage to underground drains, pipes, cables and tanks providing services to or from your home for which you are legally responsible.
Cover for accidental damage to windows, doors, skylights, greenhouses and conservatories, including fixed sanitary ware and bathroom fittings.
Up to £1,000,000 cover for any amount which you become legally liable to pay as a result of damage to somebody else’s property, or in the event that any person suffers an injury whilst on your property.
If your home is made uninhabitable as a result of loss or damage covered by your policy, you’re covered for the cost of alternative accommodation up to 20% of the sum insured.
We don’t believe in one size fits all. Tailor your buildings insurance with optional extras and cover upgrades that suit you and your home.
Take the panic out of a situation with our home emergency optional extra. Reassurance for a range of problems such as a break in, or central heating that doesn’t work. Simply call our 24 hour emergency helpline. We’ll assess the situation and send out one of our recommended contractors. It’s important you don’t call your own tradesperson as the work may not be paid for by the claim. Please see the policy booklet for more information.
Choose accidental damage insurance as an optional extra and you’re covered for those mistakes that are expensive to fix. Put your foot through a floorboard in the loft or spill a glass of red wine on the carpet – with accidental damage as an optional extra, you’re covered.