Landlord portfolio insurance
Save time (and maybe even money!) by protecting your entire property portfolio on one policy. Our portfolio insurance is specially designed for landlords like you, who are looking to streamline their complex insurance requirements within one simple policy.
tel: 0333 234 0039


What does portfolio insurance cover?
Your landlord portfolio insurance will be built around the specific needs of your property portfolio. A wide range of cover can be added, including:
Cover for buildings and contents
This includes £5,000 of contents cover per property (subject to the policy excess within your insurance documents).
Accidental and malicious damage
Accidental and malicious damage cover for a range of tenants including HMOs, housing association tenants, students and more.
Cover for pet damage
Pet damage cover allows you to be more inclusive towards tenants with pets, whilst also protecting yourself and your property against damage. Just ask for pet damage cover to be included when speaking with our team.
Lengthy periods of unoccupancy
Up to 120 consecutive days of cover if your property isn’t occupied. Additional conditions will apply after 30 days.
Public and property owner’s liability
Up to £10 million cover (this is subject to the policy excess within your insurance documents).
Rent loss
To protect your rental income in the event that your tenants need to move out following an insured loss
What is portfolio insurance for landlords?

Landlord portfolio insurance is a specialist policy for landlords with a portfolio of properties. It allows you to cover all properties (including both residential and commercial) on one policy so everything is under one roof and has the same renewal date. This can save you time, hassle and maybe even money.
Landlord portfolio insurance: FAQs
Still have questions about portfolio insurance? Here we’ve answered some of our customers’ most frequently asked questions.
Who needs landlord portfolio insurance?
Portfolio insurance is designed especially for portfolio landlords who want to simplify insurance management.
Rather than having multiple insurance policies, all properties are covered under one policy where they have the same renewal date.
Also known as landlord property portfolio insurance, this type of cover is ideal for portfolio landlords who:
- rent out various property types (such as residential, commercial or blocks of flats)
- need easy access to update their policy (e.g. adding or removing properties as required)
- want to streamline insurance management under one policy.
Whether you’re seeking cover for a modest property collection, or are looking for large portfolio landlord insurance, speak to our team and we’ll do our best to build you a policy tailored to your requirements.
What’s covered with Endsleigh’s landlord portfolio insurance?
It can be difficult to find the best landlord portfolio insurance on the market. That’s why we build your portfolio insurance policy around your exact requirements. Cover can include:
- A variety of properties such as blocks of flats and residential
- £5,000 contents cover per property
- Up to £10 million property owners’ liability cover
- Accidental and malicious damage
- Cover for up to 120 days unoccupancy (for example, if you have a gap between tenants)
- Pet damage cover (included via our NIG policies – just ask our team to include cover for pet damage when you speak to them)
- Potential discount (via some insurers) for adding multiple properties onto your policy
- Cover for rent loss and alternative accommodation
Are there any extra covers to consider?
Yes, you can also consider whether you need any of the following:
- Employers’ liability insurance
- Extended legal expenses cover
- Terrorism cover
It can be difficult to compare portfolio landlord insurance policies, but at Endsleigh, we pride ourselves on offering a wide range of cover which we can tailor to your unique needs as a portfolio landlord.
Can I update my portfolio insurance policy throughout the year?
Yes, you can. Our landlord portfolio landlord insurance policies were built to enable you to easily update your policy as and when needed. Just speak to our team who can amend your policy to add or remove properties. Your cover will also be pro-rata, meaning that you’ll only pay for the time that each property is on your policy.
Can I include pet damage on my portfolio insurance?
Yes, we can include pet damage in your landlords’ portfolio insurance policy. When you speak to our team, mention that you’d like to include cover for pet damage. We’ll then provide you with a quote from an insurer that offers this type of cover.
Can I cover residential and commercial properties on one landlord portfolio insurance policy?
Yes. We can add both residential and commercial properties on one portfolio policy, as well as properties that may be classed as both (e.g. a café downstairs and a flat upstairs).
This makes insurance easier for you to manage as you have everything under one roof.
What if I want my residential and commercial properties on separate policies?
We can accommodate two separate portfolio insurance policies – one for residential and one for commercial – and allow them to renew on the same day.
If you have any specialist properties, these may also need covering on a separate policy.
Interested in landlord property portfolio insurance?
You might also be interested in…
Cover for commercial properties
Find out more about landlord commercial property insurance.
Landlord cover for non-standard properties
Find out more about non-standard landlord insurance from Howden.
Need to contact us?
Our friendly team are ready to talk to you:
Monday-Friday, 9am-5pm
Call us on 0333 234 0039