Landlord portfolio insurance

Landlords that need to cover multiple properties with one policy

Landlord portfolio insurance is particularly convenient for landlords who have multiple properties and would like to cover them all on a single property portfolio insurance policy

Landlords who expect to see change in the future - to one property, to their whole portfolio, to legislation or to tenants

Landlords who rent out multiple property types

 They may have a mixture of property types - such as residential, commercial, unoccupied properties or blocks of flats that they are looking to insure with one simple landlord insurance policy

One of the main benefits of taking out landlord portfolio insurance is that your policy can be easily updated throughout the year to reflect your changing portfolio. All you have to do is speak to one of our expert let property consultants to easily add or remove properties from your policy, only paying for the time that the properties are on cover (pro-rata).

The government has recently updated their model tenancy agreement with the primary aim being to support people with pets become eligible to rent. While use of the model tenancy agreement is entirely voluntary, if you’re not currently allowing lets with pets it could be a good time to re-think your stance.

The tenants with pets market is vast. Any landlord looking to rent their house quickly could increase their reach dramatically by advertising their properties as pet-friendly. Equally, the model tenancy agreement already includes rules to protect properties from poorly-behaved pets - so you could find that the financial reward of filling properties quickly far outweighs the losses caused by a boisterous pet.

If you do decide to let to tenants with pets, landlord insurance with Endsleigh gives you peace of mind that you’re covered against pet damage at no extra charge. Speak to our specialist property team for a quote.

Our landlord portfolio policies offer cover for both commercial and residential properties, as well as properties that are both commercial and residential (such as a shop with a flat above it). This means that you can keep all of your properties covered under one roof without too much paperwork!

Arranging buildings and contents insurance for your entire let property portfolio is easy with Endsleigh. Simply contact our expert landlord insurance team on 0333 234 0039 or arrange for us to call you by filling out this form. Once you’ve given us the details of your portfolio – things like the construction type of your properties, what types of tenants are living there and whether they have pets – we’ll approach a panel of specialist insurers to find out best price for you. Once you’ve got your quote, simply tell us when you want to go ahead and we’ll get your policy set up quickly and easily.

Yes, there are a number of additional covers available for portfolio landlords, including:

Employers’ liability insurance

Are you renting out a commercial property? Get protection against financial losses that may occur if an employee experiences an injury or illness in the workplace, including defence or settlement claims.

What is landlord employers’ liability insurance?

Extended legal expenses cover

Including cover for tenant disputes, e.g. the legal costs and expenses that may arise if you are required to defend yourself in court

What is landlord legal expenses cover?

Terrorism cover

 We can also provide terrorism cover which provides protection for damaged or destroyed property as a result of an act of terrorism. This includes cover for buildings, equipment, furnishings and inventory.