Your guide to landlord insurance
If you still have questions about landlord portfolio insurance – or just landlord insurance in general – find out more on the guide.
Read moreLandlord portfolio insurance
Despite the multiple, complex and changing risks represented by your property portfolio, we'll help you to find a simple insurance solution shaped around your needs.
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0333 234 0039
What does multi property landlord insurance cover?
Arranging a simple landlord insurance solution is easy when we work together. Our expert UK based property team will ensure all of your properties are covered under one policy, cutting down on your paperwork with just one renewal date for all of your properties each year. Our landlord portfolio insurance can provide:
Contents insurance
£5,000 contents cover per property, subject to a policy excess specified within the policy documents
Accidental and malicious damage
Cover for a wide range of tenants, including students, housing association tenants, HMO's and local-authority lets against accidental and malicious damage.
Pet damage
Our NIG policy includes cover for pet damage to your buildings or contents as standard. Speak to one of our consultants for more information about our Lets with Pets scheme
Property owner's liability
Up to £10 million property owner's liability/public liability, subject to a policy excess specified within the policy documents
Up to 120 days unoccupancy
Cover for up to 120 consecutive days during which the property is unoccupied. Additional conditions apply after 30 days
Loss of rent
Loss of rent and alternative accommodation (following an insured event)
Landlord portfolio insurance FAQs
Not sure whether you need portfolio insurance for your let properties? Here we’ve answered some of your most frequently asked questions about landlord portfolio insurance.
Who needs landlord portfolio insurance?
Landlords that need to cover multiple properties with one policy
Landlord portfolio insurance is particularly convenient for landlords who have multiple properties and would like to cover them all on a single property portfolio insurance policy
Landlords who expect to see change in the future - to one property, to their whole portfolio, to legislation or to tenants
Landlords who rent out multiple property types
They may have a mixture of property types - such as residential, commercial, unoccupied properties or blocks of flats that they are looking to insure with one simple landlord insurance policy
Can I make changes to my portfolio throughout the year?
One of the main benefits of taking out landlord portfolio insurance is that your policy can be easily updated throughout the year to reflect your changing portfolio. All you have to do is speak to one of our expert let property consultants to easily add or remove properties from your policy, only paying for the time that the properties are on cover (pro-rata).
Do I need to insure my residential and commercial properties separately?
Our landlord portfolio policies offer cover for both commercial and residential properties, as well as properties that are both commercial and residential (such as a shop with a flat above it). This means that you can keep all of your properties covered under one roof without too much paperwork!
How do I arrange landlord portfolio insurance?
Arranging buildings and contents insurance for your entire let property portfolio is easy with Endsleigh. Simply contact our expert landlord insurance team on 0333 234 0039 or arrange for us to call you by filling out this form. Once you’ve given us the details of your portfolio – things like the construction type of your properties, what types of tenants are living there and whether they have pets – we’ll approach a panel of specialist insurers to find out best price for you. Once you’ve got your quote, simply tell us when you want to go ahead and we’ll get your policy set up quickly and easily.
Can I add extra covers to my landlord portfolio insurance?
Yes, there are a number of additional covers available for portfolio landlords, including:
Rent guarantee and legal expenses
Rent guarantee and legal expenses cover, recovery of rent arrears and up to £15,000 with of cover for legal expenses following any tenant disputes. As well as access to specialist solicitors who will offer legal help and advice on a range of subjects.
Employers’ liability insurance
Are you renting out a commercial property? Get protection against financial losses that may occur if an employee experiences an injury or illness in the workplace, including defence or settlement claims.
What is landlord employers’ liability insurance?
Extended legal expenses cover
Including cover for tenant disputes, e.g. the legal costs and expenses that may arise if you are required to defend yourself in court
What is landlord legal expenses cover?
Terrorism cover
We can also provide terrorism cover which provides protection for damaged or destroyed property as a result of an act of terrorism. This includes cover for buildings, equipment, furnishings and inventory.
Why Endsleigh for landlord portfolio insurance?
With over 25 years' experience in the landlord market, we understand the needs of landlords and how their property portfolios can vary. Our specialist UK-based property team will work with you to shape the right solution for your properties. Got a large portfolio of 5 or more properties? We can provide flexible multi property insurance that will protect against accidental and malicious damage as well as pet damage when you take out cover with NIG.
Interested in landlord portfolio insurance? You might also be interested in...
Residential landlord insurance
Up to 20% when you get combined buildings and contents 4* Defaqto rated cover with Endsleigh.
Commercial property insurance
Cover for commercial landlords who let properties for business purposes, such as shops, florists and more.
Block of flats insurance
If you’re a landlord, leaseholder or management company, we provide flexible buildings cover for blocks of flats.
Non-standard landlord insurance
Cover for non-standard properties with a history of subsidence or flooding.
Student landlord insurance
4* Defaqto rated landlord cover from the UK’s No. 1 student insurance provider, incl. up to £25k malicious damage cover.
Rent guarantee insurance
Want to protect your rental income against potentially risky tenants? Choose between our standard and gold cover.
Need to contact us?
Our friendly team are ready to talk to you:
Monday-Friday, 9am-5pm
Call us on 0333 234 0039