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Charity shop insurance

Insurance designed to make life easier for your charity shop.

Protect your charity shop with a wide range of cover for all staff and volunteers, buildings, used stock, contents and much more.

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tel: 0333 234 1387
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Proud Charity Retail Association members

What does charity shop insurance cover?

We know that charity shops’ needs are ever evolving. That’s why we’ve used our 30 years of experience to build charity shop insurance that’s as flexible as it is comprehensive. Cover can include:

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Stock cover for new and used items

Although not covered by many insurers, our policies ensure that your charity shop’s stock assets are insured should the worst happen.

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Public liability insurance for charity shops

Protection against third party liability claims including cover for medical fees, legal expenses and compensation claims.

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Market-leading insurers

From yearly market exercises to two Endsleigh-exclusive insurers, we continuously work to understand the not-for-profit sector and get your charity shop the right cover at the most competitive price.

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Service promise

We work to a Service Level Agreement to ensure you get fast solutions to your routine needs, so if you need to make a change to your policy, we always aim to respond the same day.

What is charity shop insurance?


Charity shop insurance is a specialist type of policy designed just for charity shops. It can include a wide range of covers such as buildings, contents, used stock, business interruption and liability cover. The insurance policy is built with the needs of charity shops in mind, and can then be tailored to cover the specific risks associated with your charity shop.

Charity shop insurance: FAQs

We understand that you're busy and that finding the right insurance can be a hassle. That's why we try and make the process as easy as possible. Find out more about charity shop insurance in the UK by reading our FAQs.

Why do I need charity shop insurance?


Some types of insurance cover may be compulsory for charity shops (for example, employers’ liability insurance if you employ staff). However, it’s important to identify all the risks associated with running a charity shop, and then sensible to protect against them as much as possible.

Charity shop insurance is designed to cover the unique risks associated with running a charity shop, so you can be confident that you have the most comprehensive level of cover for your organisation.

What else is covered with charity shop insurance?


Charity shop insurance with Endsleigh can include any (or all) of the following covers:

Speak to the team for charity shop quotes and to find out more.

What type of charity shops do you insure?


We know that there are various types of charity shops and that they all need different types of protection and levels of cover. For example, you might just need cover for retail purposes, whereas other shops may need cover for events and activities.

Most charity shop insurance policies are designed to be tailored to each shop’s needs – based on the size and nature of your shop.

To discuss your requirements with one of our team, arrange a call today.

Interested in charity shop insurance?

You might also be interested in…

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Need to contact us?

Our friendly team are ready to talk to you:

Monday-Friday, 9am-5pm

Call us on 0333 234 1387