Specialist and non-standard home insurance guide
Need help with listed and period property insurance? Find out more on the guide!
Read moreIt can be difficult to find home insurance for older properties, whether they have a high rebuild value, have non-standard features (such as a thatched roof) or simply haven’t been build to modern standards. We work with a panel of insurers to find specialist insurance for a range of non-standard properties, and can provide cover for the following:
Our listed and period property insurance can protect your buildings against perils such as fire, flood, earthquake and storm damage.
We can provide up to £2 million property owners’ liability to cover compensation claims brought against you by the public due to injury or illness in relation to your listed property.
We can provide cover for structural damage caused by subsidence, heave, landslip or flooding. Speak to the team to find out what cover we can provide for your property, as quotations vary.
We'll provide a quick, efficient and tailored service for your listed property insurance, with expert staff who have years of experience in dealing with non-standard risks. Our home insurance for listed buildings covers all sorts of construction types, including cob walls, wattle and daub properties, stone and timber frames.
Still not sure whether you need listed property insurance? We’ve answered some of our customers’ most frequently asked questions to help you decide.
A listed property is any property that appears on the list of ‘buildings of special architectural or historic interest,’ also known as the national heritage list. Appearing on the list means that there are special controls in place to prevent the building being altered, extended or demolished due to its significance.
Properties can be either partially or fully listed - for example, a partially listed building might have one feature that is of historical significance, such as interesting brickwork or columns. The gradings are Grade I, II and II*, with Grade I listings being reserved for buildings of ‘exceptional’ interest.
We can still provide listed and period property insurance cover, even if only a section of your property is listed. Please let us know the details of your property when you get a quote so we can ensure we’re providing the best cover for your property.
If your property is Grade II listed, you may be able to find cover under a standard home insurance policy – it’ll just depend on your particular circumstances, and how much / which part of the property is listed. Taking out a specialist listed building insurance policy will not only ensure your building is properly protected, but it will also factor in any requirements for specialist surveys or repairs in the event of a claim.
With over 15 years' experience insuring non-standard homes, we’ve taken the time to understand what cover is needed for different types of property, and tailored our non-standard home insurance products around our customers’ needs. If you’ve struggled to find cover in the past due to the fact that your property is Grade I, II or II* listed or has historical significance, we’ll provide our best listed and period property insurance quote to protect your home, as well as its heritage.
Cover for your home if it’s left unoccupied for an extended period of time, such as during renovation, sale or probate.
Comprehensive cover for your home if it’s being renovated or refurbished, either by you or a professional contractor.
If your home has been flooded in the past, we'll provide you with a range of insurance options to protect your property.
Specialist cover for properties that have suffered from subsidence, heave or landslip, or that are in high-risk areas.
Non-standard home insurance for your part-renovated or completed barn, including unoccupancy cover.
Buildings cover for standard homes, with up to 20% discount when you take out buildings and contents cover combined.
Our friendly team are ready to talk to you:
Monday to Friday, 9am - 5pm
Call us on 0333 234 1507