Need to know more about home insurance?
If you’re looking for the best home insurance policy but not sure where to begin, why not check out our handy guide?
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Explore our home insurance products
Your buildings
Up to £500,000 cover for damage to the structure of your home and permanent fixtures, such as your kitchen and bathroom, against fire, theft, flood, subsidence, vandalism and malicious damage
Your contents
Up to £150,000 cover to protect your belongings against fire, theft, smoke and flood, with optional accidental damage cover
Cover away from home
Protect belongings that are most valuable to you whilst you're out and about. Items such as a laptop or jewellery can be covered up to £1,500. If you have more expensive items these can be covered by specifying them on your policy. You can also cover your mobile phone away from the home by purchasing our mobile phone add-on policy.
Outbuildings and garden
Garden furniture, patio heaters, lawnmowers, pots and plants are covered up to a value of £500. You can also claim up to £3000 for items damaged or stolen from outbuildings
Your contents
With our contents insurance, you control the amount of cover you need, from a minimum of £3,000 to a maximum of £150,000
Contents cover while you're out and about
Laptops and mobile phones can be covered up to £1,500. You can also cover more expensive items by specifying them on your contents insurance policy.
Flexible cover
Tailor your cover for extra peace of mind with our optional extras, including accidental damage cover, home emergency and legal expenses
Tenants' liability cover
You're covered for up to 30% of the sum insured for loss or damage to buildings for which you are legally responsible under the terms of your tenancy agreement
Your buildings
Up to £500,000 cover for damage to the structure of your home and permanent fixtures, such as your kitchen and bathroom, against fire, theft, flood, subsidence, vandalism and malicious damage
Trace and access
Up to £2,000 per claim to cover the cost of detecting and repairing the source of a water leak
Personal Liability cover
Up to £2,000,000 cover for any amount which you become legally liable to pay as a result of damage to somebody else’s property, or in the event that any person suffers an injury whilst on your property
Alternative accommodation
If your home is made uninhabitable as a result of loss or damage covered by your buildings insurance policy, you’re covered for the cost of alternative accommodation up to £50,000
Your contents
Protect your belongings against fire, theft, smoke and flood, with optional accidental damage cover. Control the amount of cover you need, from a minimum of £3,000 to a maximum of £150,000
Cover away from home
Protect the items that are most valuable to you whilst you're out and about. You can also cover more expensive items by specifying them on your policy
Tenants' liability cover
You're covered for up to 30% of the sum insured for loss or damage to buildings for which you are legally responsible under the terms of your tenancy agreement
Alternative accommodation
If something happens to your home and makes it uninhabitable, caused by an event covered by your contents insurance policy, we’ll give you up to 20% of the sum insured for the total cost of getting temporary accommodation.
Specialist and non standard home insurance
Are you struggling to insure your home because of its non-standard construction or because it has previously suffered from flooding or subsidence? Whatever the issue, we’ll find you a quote.
Private clients insurance
We understand that private clients’ needs are varied, and that quality service and a first class customer experience is important to you. Whether for your home, car collection or employed staff, we offer a professional approach and a range of policy benefits.
Student contents insurance
Protect the contents of your student house against fire, theft flood, with up to £250 for replacement keys and locks and optional accidental damage cover.
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Our friendly team are ready to talk to you:
Monday-Friday, 8am-6pm
Call us on 0333 234 1552