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It’s not always easy finding affordable car insurance if you’re only driving someone’s car temporarily over the holidays – especially if you’re a student. As a champion for young drivers, Marmalade’s policies can provide the following:
Only need to get covered for a week or two during the holidays? Get flexible short-term cover for 7, 14, 21 or 28 days.
We’ve made it easier for you to convince your friend or parents to let you borrow their car by making sure their NCB will not be affected if you need to make a claim.
With Marmalade you can get your temporary cover up and running straight away for the length of time you need it.
Not sure whether you need to arrange temporary car insurance while you’re home from university? We’ve taken the time to answer some frequently asked questions so you have all the information you need to get a quote.
Short-term car insurance (or temporary car insurance) is where rather than committing to a 12-month car insurance policy, your cover lasts for a much shorter period of time depending on your needs (usually around seven to 28 days).
Typically you can get temporary student driver insurance, where the student can take out their own short-term policy for use on another vehicle (such as their parents’). This avoids students needing to be added onto their parents’ policy as a named driver, which can sometimes be expensive and risk them losing their No Claims Discount. And then there’s temporary car insurance for non-students, which allows drivers to take out a short-term policy on someone else’s vehicle or a vehicle which they own.
If you’re thinking you may like to get temporary car insurance in the future, it can sometimes be worth doing a short-term car insurance comparison. To find cheap temporary car insurance, it’s also worth gaining quotes directly from insurers who may not be on comparison sites.
Short-term car insurance works by providing a short period of cover for the time that you need it. It typically lasts between seven and 28 days (although you can sometimes get cover for a few hours!) and can be taken out in addition to existing policies on a vehicle.
Yes, you can – for both student and non-student short-term car insurance. Let’s explain a little more about the two versions of short-term car insurance that Endsleigh offer.
If you’re a student, you’ll probably need to be insured on someone else’s car if you don’t have your own. This is why, with Endsleigh, you can take out short-term car insurance against existing policies – for example, your parents’. This would also mean that should you need to make a claim, as you have your own policy, your parents’ No Claims Discount (NCD) wouldn’t be affected – definitely a win in their eyes! Endsleigh’s temporary student driver insurance is provided by Marmalade.
This is where drivers can insure themselves for a short period of time on someone else’s vehicle. This could be useful if you need to borrow a friend’s car. You don’t need to be the registered keeper/owner of the vehicle, but you do need the owner’s permission and the car must also be insured elsewhere. This is because short-term insurance provides cover for a risk that isn’t catered for on a normal car insurance policy.
You can also insure your own vehicle on a short-term car insurance policy. For example, if you’ve changed vehicles but still need to insure the old one for a few days. Your Endsleigh policy will be taken out with Dayinsure.
Non-students: One hour to 30 days
If you’re a student, cover ranges from seven to 28 days – perfect for reading weeks or if you’re home for the holidays.
Short-term car insurance is popular with students and is also known as temporary student driver insurance/student temporary car insurance. Not all students manage to take their car to uni, and sometimes it just isn’t practical. The nature of short-term car insurance allows you to get affordable insurance during the short time that you need it, for example, if you need to borrow your parents’ car to move to a new student house.
If you’re not a student, you can get temporary car insurance from one hour to 30 days – it’s as flexible as you need it be! Short-term car insurance helps you save money by not having to add yourself on as a named driver to someone else’s policy and also protects the car owner’s No Claims Discount.
If you’re heading home from university for Christmas, you’ll want the freedom to get from A to B so you can catch up with friends and enjoy the Christmas festivities without your parents’ assistance.
However, it can be expensive to get added as a named driver temporarily if you want to borrow your friends’ or parents’ car, and you may find it’s a cheaper option to take out your own temporary student car insurance policy for a few weeks.
The best part is, if you need to make a claim it won’t affect their No Claims Bonus. Marmalade’s temporary car insurance policies for students can be arranged in just a few minutes, helping you to get the right cover when you need it.
Marmalade’s policies are designed exclusively for students aged between 18 and 27 with a full UK licence.
Temporary student car insurance is provided by Marmalade, so you’ll be transferred to their site when you click ‘get a quote.’ In order to get a quote, you’ll need to know the registration details of the vehicle you want to insure, what day and time you need cover to start and finish and details of your driving history and your personal details, such as your name, address and phone number.
Letting a friend or family member borrow your car? Or perhaps you’re heading off on a quick road trip? If you’re not a student, Dayinsure can provide excellent-value temporary motor insurance for cars, vans and motorhomes.
There are a number of scenarios where you might need to take out a short-term car insurance policy, such as if you’re hiring a car or test driving a new vehicle for a few days. Temporary car insurance could also prove useful in emergencies where you need last-minute cover to drive someone else’s car.
If you’re looking for immediate temporary cover, Dayinsure’s short-term car insurance can provide:
Instant cover when you need it
Great value cover available to buy in minutes if you need to get insured quickly.
Insurance from 1 hour to 30 days
Only need to get covered short-term? You choose the length of cover you need, from 1 hour to 30 days.
Comprehensive short-term cover
Dayinsure’s temporary car insurance is underwritten by Aviva, with no risk to your No Claims Bonus.
Third party cover
Does someone else need to borrow your car? Insure someone else to drive your car short-term.
You’ll be transferred to Dayinsure’s site when you click ‘get a quote.’ In order to get a quote, you’ll need to know the registration details of the vehicle you want to insure, what day and time you need cover to start and finish, your licence number and details of your driving history and your personal details, such as your name, address and phone number. You can also add additional drivers to your policy should you need to, so have any additional driver’s details to hand before getting a quote.
Both of these terms mean the same thing – car insurance policies that provide you with short-term cover. However, they are slightly different.
Endsleigh’s student temporary car insurance provides short-term insurance via Marmalade. It allows you to insure yourself on another person’s vehicle between a period of seven and 28 days.
Endsleigh’s temporary car insurance (for non-students) provides short-term insurance via Dayinsure. It allows you to insure yourself on another person’s vehicle between one hour and 30 days. You can also take out short-term cover for your own vehicle.
Essentially, both of these types of insurance provide the same thing, they just differ slightly in insurer and the amount of time you select to be covered.
As the only insurance provider recommended by NUS, we understand the needs of students and work with specialist insurers across a range of products to find the right cover for our customers. That’s why we’ve partnered with Marmalade to provide temporary student car insurance, because they’re a champion for young drivers that is dedicated to offering safer, fairer, simpler solutions to get on the road.
Looking for handy driving tips and tricks? Read more on the blog!