What types of business can be covered by specialist commercial insurance?
With so many options out there, finding the right commercial insurance package for your business can be a complex undertaking. With Endsleigh you’ll have your own dedicated account executive who will be on hand to advise on how best to protect your business against the risks it faces. We work with a wide range of insurers to make sure we’re providing the right commercial insurance products for you and your business, providing cover for the following business types:
Are you an established business with years of experience in your industry? We pride ourselves on really getting to know you, your business and your insurance needs. Our tailored approach allows your insurance policy to evolve as your business grows and develops, ensuring you always have the cover you need.
Rapidly changing businesses
When your business is growing or evolving, everything becomes more complex. Which is why our specialist commercial insurance policies can be updated to meet the evolving needs of your business. Our team of account executives will help make sure you always have the cover you need, adapting your cover as your business develops.
Building a new business is hard enough without worrying about the complexities of your commerical insurance. That’s why we make the insurance part simple, providing cover for niche start-up businesses involved in specialist activities not necessarily protected by standard insurance.
No matter the size of your business, we always adopt the same thorough process to safeguard it. Whether you’re a less complex business looking for a quick and easy solution, or you simply haven’t had a chance to review your commercial insurance of late, our team of account executives will take the time to find the solution that’s right for you.
What can Endsleigh’s specialist commercial insurance cover?
As well as providing tailored cover for your business, we’ll give you access to all the leading insurers, with bespoke cover options and competitive pricing. Our commercial insurance policies can provide cover for the following, and more.
Public and products liability insurance
Cover against the costs of legal action and compensation made against your business should a member of the public injure themselves or damage their property on site or as a result of your advice or service.
Employers’ liability insurance
If you employ at least one person, having employers’ liability insurance in place is a legal requirement. Employers’ liability insurance protects against legal costs and compensation claims that arise from employee injury or illness in the workplace.
Indemnity against liability for a claim made against your business for professional neglect, error or omission. Protect your business against claims made in relation to financial loss that may have occurred as a result of your negligent advice.
Directors and officers protection
Financial protection for directors and officers should a claim be made against them personally, in association with the business. Cover yourself against the costs of defending or settling health and safety or employment claims.
Protection for an organisation if they are unable to continue operating as a result of an insured peril. Cover the losses that could occur if your business is closed due to an insured event, such as a flood or fire.
Protection for your business against the risk of cyber attacks and any associated reputational damage, and from risks resulting from IT infrastructure.
Cover for any defence costs you may incur as a result of civil proceedings brought against your business by a third party. Protect your business from any financial losses that may occur after legal proceedings.
Insurance for motor trade
We can help car dealers, mechanics, part-time traders and breakdown recovery firms with our range of specialist motor trade insurance products, including road risk insurance, business interruption, public and employers’ liability.
Additional specialist cover may also be available if required. Please arrange a call with one of our account managers for more information.
Getting a specialist commercial insurance quote with Endsleigh
Why Endsleigh for specialist commercial insurance?
Looking for specialist business insurance that fits your needs? With us, you can be certain help and advice is always readily on hand. We have been providing commercial business solutions for over 30 years, and our dedicated account executives are committed to providing you with a flexible service that grows with the needs of your business. We work to service level agreements for enquiry handling, offering fast solutions to your insurance needs as they happen.
Need to know more about specialist commercial insurance?
Specialist commercial insurance is designed to give you peace of mind that you won’t be left out of pocket should something go wrong while you’re carrying out your day-to-day business. We work with a panel of specialist insurers to assess your level of risk and provide the right cover for you.
Our specialist commercial insurance is designed to provide protection against any business losses that may occur, whether that’s due to third party compensation claims, accusations of negligence or damage to premises or other business assets. From specialist public liability insurance to business contents insurance, it’s vital that your policy is designed to meet the needs of your business and the specific risks it faces. That’s where our commercial insurance specialists can help.
Anyone who runs a business or is self-employed in some capacity can benefit from commercial insurance of one type or another. After all, there are very few business ventures that are completely risk free. If you work in particular sectors, run events or own or rent your business premises, it’s important to ensure that both you and your company are protected should the unexpected happen. You may even find that adequate cover is a legal requirement for doing business. For example, if you employ one or more people, you’ll need employers liability cover to protect both you and your staff. This can be easily added to your specialist business insurance policy. If you’re unsure what you need, we’re happy to offer advice and guidance.
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