Young driver insurance

All your young driver insurance quotes in one place. Compare prices from over 60 major providers in just 6 minutes with the student insurance specialist. Simple. Affordable. Understandable.
car insurance for young drivers

Looking for something temporary or low mileage?

Whether you're looking for temporary student car insurance over the holidays or regular pay by mile insurance to borrow your parent's car throughout the year, we'll help you find the solution.

Why should I use Endsleigh Compare?

One simple form - More choice

One simple form - More choice

Quotes from over 60 of the UK’s leading providers such as AXA, Admiral and Hastings.
Quick and easy

Quick and easy

We’ll get your quote in less than 6 minutes.
Tailored to you

Tailored to you

We’ll use our years of experience to find you the best deal to suit your needs.

Benefits of Endsleigh Compare

With Endsleigh Compare, you’ll get hand-picked deals from insurance specialists. We’re here to help you during your student days and throughout your life on the road. Here are some options you can expect, depending on what cover you choose.
Breakdown cover

Breakdown cover

Courtesy car

Courtesy car

Black box discounts

Black box discounts

From standard car insurance to young driver insurance, learner driver insurance to black box cover, we’re here to get the right car insurance for you and your motor.  

Let us do the hard work shopping around, so you don’t have to.

Young driver insurance: Your questions answered

Not sure whether you need young or new driver insurance? We’ve taken the time to answer some frequently asked questions so you have all the information you need to get a quote.

What is Endsleigh Compare?

Endsleigh Compare is our brand new price comparison service that saves you the hassle of shopping around. Whether you’re a first time driver or experienced motorist, we compare quotes from the UK’s leading providers to find great cover at a great price.

After over 55 years in the insurance business, we’ve switched up our offering. With our new Endsleigh Compare service, you’ll get hand-picked deals from insurance specialists. 

All you’ll need to do is fill in one simple form, then get presented with quotes from over 60 of the UK’s leading insurers in under six minutes.

Whilst you can’t use Endsleigh’s website to insure your car with Endsleigh-branded insurance anymore, our new offering should save you time in your journey to finding the right cover for your road ahead. 

Are you still offering car insurance direct with Endsleigh?

You won’t be able to buy an Endsleigh car insurance policy anymore, but you can now browse from a huge range of different car insurance providers with Endsleigh Compare and pick the best solution for you!

What is young driver insurance?

Young driver insurance is where insurance companies create specific, more affordable policies for younger drivers. All in a bid to help new drivers   get behind the wheel without breaking the bank.

Once you’ve passed your driving test, graduated from a learner to a qualified driver and purchased your first car, you’ll need to arrange car insurance. This is to ensure you’re protected on the road and to meet the minimum legal requirements – any learner driver insurance won’t be enough anymore. But you’ll probably have a tough time finding cheap car insurance for young drivers. That’s why we offer a range of products for young drivers that’ll help keep your costs down while you build up your No Claims Discount.

Although young driver insurance policies are designed to be as affordable as possible, you can also choose to add helpful extras such as legal cover and breakdown cover.

Do I need young driver insurance?

If you own a car that you’re planning to drive (once you’ve passed your test) then it’s a legal requirement to have a minimum of third party car insurance in place.

If you don’t own a car, it is possible to be added as a named driver to a friend or parents’ car insurance policy – however, this can be an expensive option and could affect the car owners’ No Claims Bonus should you have an accident.

How can young drivers get cheaper car insurance?

You’ll probably find car insurance is expensive for young and new drivers. This is due to a lack of experience behind the wheel increasing your risk of an accident and whole bunch of statistics to back this up .

Although there’s no doubt your first few years of driving will see your insurance at the highest it’ll probably ever be, there are a few things you can consider to try and keep the cost down as a young driver.

1) Choose a car with a small engine

Although you may want to go big for your first car, smaller engines are much cheaper to insure. Save the bigger engines for a few years down the line when you’ve built your No Claims Discount (NCD) as vehicles with powerful engines aren’t the best cars to insure for young drivers who want to keep costs down.

2) Opt for a black box

Black box insurance lets you earn your way to cheaper insurance by proving to insurers that you’re a safe driver.

3) Pay yearly

Opting to pay monthly can be more convenient, but usually incurs a higher overall fee. Paying yearly can save you a fair bit of cash.

4) Insure yourself on a short-term basis

Don’t need to use your car during certain periods? No worries. You can insure yourself on a short-term basis .

5) Add a named driver

Adding an experienced named driver can reduce the cost of your insurance as you’ll be sharing use of the car with them.

6) Increase your excess

Increasing your voluntary excess can bring your insurance cost down. But it’s important to make sure you could afford to pay it if you need to claim.

7) Apply more security

Spending some time improving your car’s security (such as by installing an immobiliser) can sometimes get cheaper car insurance quotes for young drivers.

8) Choose level of cover carefully

Making sure you have the right level of cover is vital. Always make sure you’re covered for what you need. And don’t always assume that third party only insurance is the least expensive.

9) Use student discount

You may be able to use your Totum student discount on your car insurance.

10) Undertake Pass Plus

Pass Plus can teach you to be safer and more confident behind the wheel, which in turn, could reduce the cost of your insurance.

Get a young driver insurance quote now

What young driver add-ons are available?

No two drivers are the same.  That’s why it’s a good idea to spend some time personalising your car insurance cover to make sure you’re protected for those unexpected situations - such as breakdowns, third party claims or simply losing your keys!

When you use Endsleigh Compare, these options may differ depending on the insurer you choose, but you may be able to personalise your policy with optional extras such as:   

RAC breakdown cover

Save on breakdown cover from the RAC at discounted student prices. Each cover option will fix your car at the roadside if you are over a quarter of a mile away from home, or take you to a nearby garage. There are no call-out or mileage charges.

Never broken down before? Find out more about what to expect if you breakdown.

Legal expenses

If you have an accident that’s not your fault, this cover will usually provide legal representation for you and all named drivers on your policy to pursue recovery of costs not covered by your car insurance from the other driver. You'll also normally receive help to defend your legal rights if an accident leads to a motoring offence.

Excess protection

Some insurers may offer excess protection. This covers the reimbursement of a car insurance policy excess you have to pay following an accident, although please note that windscreen excesses are usually not included.

What is an excess?

Key cover

This provides cover for replacing locks and keys for your car, home and office, including locksmith charges.

Enhanced personal accident cover

If you're injured in an accident, you may be left unable to work - either while you recover or permanently, dependent on the severity of your injuries. Enhanced personal accident cover will provide a specified lump sum which may provide immediate security in assisting with bills, medical costs and other expenses that may be incurred.

Hire car cover

If your car is written-off or stolen and not recovered, this cover will provide you with a car to use anywhere in the UK, usually for up to 21 days – although check your policy documents to be sure. Normally, all named drivers on your policy aged between 18-79 (with a full UK licence) will be able to use this car and you will be covered for up to two claims per policy.

What is the cheapest way to insure a new driver?

It’s not always easy to find cheap car insurance for new drivers, but there are some easy ways to keep costs down. Here are some of our top tips:

  • Think carefully about what car you choose

Cheaper cars bring smaller insurance premiums, so think carefully about what car you choose when you first pass your test. Modifications and engine size can also affect the cost of your new driver insurance.

  • Increase your voluntary excess

Increasing your voluntary excess can bring down your premium – but remember that this amount will be combined with your compulsory excess, so you’ll just want to make sure you’d be able to comfortably afford this in the event of a claim.

  • Would temporary car insurance do the trick?

If you only need to get covered on a friend or parents’ car for a couple of weeks, you may only need temporary car insurance.

  • Consider black box insurance

Black box insurance rewards you with regular discounts off your insurance price, just for driving well. Not only that, but your driving score counts towards getting you a great renewal price, so you can carry on saving on your car insurance.

Find out more about black box insurance.

What car insurance is best for young drivers?

Overall, drivers between the ages of 17 and 25 would benefit from opting for young driver car insurance in order to get an affordable policy. As the years go by and you continue to build your No Claims Discount , your insurance should gradually come down, meaning you no longer need to search for the best car insurance for young drivers.

When opting for young driver car insurance, you’ll still be able to choose between the standard levels of cover: third party only, third party fire and theft and comprehensive. You can read more about what these levels of cover mean, but comprehensive cover will protect you the most and could better put your mind at ease when you’re behind the wheel.

There are also other types of car insurance that young drivers could benefit from such as black box insurance, student car insurance and short-term car insurance.

I’ve just passed my test, what kind of insurance do I need?

If you learnt to drive in your own car, or a family member/friend’s, you’ll have had learner driver insurance in place prior to your test. Once you pass your test and become a qualified driver, it’s important to remember this policy will be void and you need to upgrade to young driver car insurance.

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