What does retail shop insurance cover?
Our flexible shop insurance policies can be tailored to include cover for:
Your business contents
Up to £1m to protect your business contents (while in your shop or retail premises) against a range of risks, such as fire, theft and flood
Business interruption
Up to £750k compensation for loss of income that arises from interruption to your business as a result of an insured event, such as a flood at your business premises
Glass cover
Cover for the glass or windows of your shop front or retail premises against malicious damage and vandalism
Seasonal stock increases
Need to increase your stock amount dependent on the season? We include a seasonal uplift of 25% of your overall sum insured as standard.
Who needs shop insurance?
If you hold stock or money at your business premises or trade goods or services with customers (either at their property or yours), then you may need shop insurance to protect your investments. We can provide shop insurance for; department stores and high street retailers, bakers, butchers, greengrocers, fishmongers and delicatessens, DIY, hardware, print and audio visual stores, newsagents; chemists; florists and post offices.
Tailored insurance solutions for retail businesses
Every retail business is different, which is why we tailor our shop insurance policies to meet your unique needs. We can also provide cover for:
Up to £5 million public liability protection for your business if a customer injures themselves or their property is damaged as a result of your business operations.
Up to £10 million employers’ liability protection for your business if an employee, whether they’re casual, full-time or part-time, injures themselves or their property is damaged as a result of your business operations.
Up to £10k cover to protect any money held at your business premises.
Why Endsleigh for shop insurance?
With over 25 years’ experience providing insurance for businesses just like yours, we provide expert solutions for various trades and industries across the UK. Whether you’re a butcher, baker, high street retailer or florist, we'll search a panel of insurers to find the right cover for your retail business.
Interested in shop insurance? You might also be interested in...
Office insurance
Expert office insurance for all types of office-based business. Cover for money, contents and public and employers liability.
Cyber insurance
Safeguard your data (and your reputation) with cyber insurance that covers claims, loss of income and legal advice.
Specialist business insurance
Professional insurance advice and tailored cover for complex businesses. Speak to our expert account executives.
Need help with Shop Insurance?
Search our FAQs
Need to contact us?
Our friendly team are ready to talk to you:
Monday-Friday, 9am-5pm