What does retail shop insurance cover?

Our flexible shop insurance policies can be tailored to include cover for:

Bullet Point

Your business contents

Up to £1m to protect your business contents (while in your shop or retail premises) against a range of risks, such as fire, theft and flood

Bullet Point

Business interruption

Up to £750k compensation for loss of income that arises from interruption to your business as a result of an insured event, such as a flood at your business premises

Bullet Point

Glass cover

Cover for the glass or windows of your shop front or retail premises against malicious damage and vandalism

Bullet Point

Seasonal stock increases

Need to increase your stock amount dependent on the season? We include a seasonal uplift of 25% of your overall sum insured as standard.

Who needs shop insurance?

If you hold stock or money at your business premises or trade goods or services with customers (either at their property or yours), then you may need shop insurance to protect your investments. We can provide shop insurance for; department stores and high street retailers, bakers, butchers, greengrocers, fishmongers and delicatessens, DIY, hardware, print and audio visual stores, newsagents; chemists; florists and post offices.

Who needs shop insurance?

Tailored insurance solutions for retail businesses

Every retail business is different, which is why we tailor our shop insurance policies to meet your unique needs. We can also provide cover for:

Public liability insurance

Up to £5 million public liability protection for your business if a customer injures themselves or their property is damaged as a result of your business operations.

Employers’ liability insurance

Up to £10 million employers’ liability protection for your business if an employee, whether they’re casual, full-time or part-time, injures themselves or their property is damaged as a result of your business operations.

Money cover

Up to £10k cover to protect any money held at your business premises.

Why Endsleigh for shop insurance?

With over 25 years’ experience providing insurance for businesses just like yours, we provide expert solutions for various trades and industries across the UK. Whether you’re a butcher, baker, high street retailer or florist, we'll search a panel of insurers to find the right cover for your retail business.

Interested in shop insurance? You might also be interested in...

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Specialist business insurance

Professional insurance advice and tailored cover for complex businesses. Speak to our expert account executives.

Need help with Shop Insurance?

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