Travel insurance is designed to protect you from those unexpected occurrences that could impact you, either before or during your trip. It offers cover for a range of unforeseen events, including insolvency of an airline or accommodation provider, medical expenses, lost luggage, delays or cancellations.
You can also purchase additional cover for winter sports, cruises, business travel and weddings or civil partnerships.
We offer two levels of travel insurance cover to ensure you are fully protected, essential and comprehensive. The benefits under comprehensive are generally higher than essential.
It can be useful to arrange your travel insurance at the same time as you book your holiday, this will ensure that you're protected for any financial loss if you have to cancel.
Travel insurance will cover cancellation or curtailment of your trip if you are unable to travel because of an unforeseen circumstance, for example a family bereavement, illness or burglary.
Medical expenses cover is also a major part of any holiday insurance policy, no matter where in the world you are travelling.
If you are travelling within the EU and have a European Health Insurance Card (EHIC), it can be useful to have holiday travel insurance too. The EHIC only covers you for some medical treatment, and will not cover any costs associated with repatriation.