Holiday home insurance

It can sometimes be difficult to find home insurance that will provide sufficient cover for holiday homes (even if you don’t rent it out) due to the fact that they can be left unoccupied for long periods during the off season. Holiday (or second home) insurance provides protection for both unoccupied properties as well as the risk of renting your property as a short term let.

 Perhaps you're looking for holiday cottage insurance? Or you own a country home with a guest building that you only visit during the summer? Whatever the case may be, Endsleigh has developed expert non-standard insurance products to provide you with comprehensive holiday rental insurance and second home insurance.

Our holiday let insurance is designed for people who own properties which are not classed as their main place of residence, rather their second home or getaway hotspot. We also offer holiday let insurance cover for commercial holiday homes, or alternatively just for when family and friends will be staying there.

 Anyone who takes out second home insurance should always notify their insurance company that it is for a second home. If you fail to do so, your insurer could refuse to pay out if you make a claim.

If you keep any belongings or furniture at the property, you may need to add contents insurance cover to your holiday home insurance policy to make sure they’re protected against unexpected damage – particularly if the property is being used as a short-term let. Speak to our non-standard property team to understand what cover is available for your holkiday or second home.