Can I insure multiple properties on one policy?



While we are unable to offer cover for multiple properties under our residential landlord insurance policies, we do offer landlord portfolio insurance designed for landlords with multiple properties.

What is multi property insurance?

Multi property insurance (or ‘portfolio insurance’) is essentially the same as standard landlord insurance, providing cover for your let property’s buildings and contents against a range of risks, such as fire, theft and flood. The key difference with multi property insurance is that you are able to cover all of your properties under one policy, adding or removing properties as you update your portfolio throughout the year.

What are the benefits of multi property insurance?

Having all of your properties insured under one roof also means that you only have one renewal date for all of your properties, saving you a lot of time and hassle when renewing and making changes to your multi property policy. With Endsleigh, you’ll have a dedicated renewals handler who will support you throughout the renewals process.

It could also be more cost effective to cover all of your properties under the same policy, as you may be able to access discounts on your premium the more properties you add.

Can I split out my residential and commercial properties if I need to?

This is possible, although you would need to arrange two separate policies, which could still renew on the same day. If you have any specialist or non-standard properties you need to insure (such as properties that will be unoccupied long-term or are being let as holiday homes), these may need to be covered separately as well. Speak to one of our expert consultants to find out how to protect your portfolio with Endsleigh.

Multi property insurance with Endsleigh

Our portfolio insurance is very versatile and can include a variety of property types, including residential and commercial lets, as well as blocks of flats. Our multi property insurance can provide cover for:

  • Any contents in the property that you own, up to £5,000 per property
  • Accidental and malicious damage
  • Property owners’ liability up to £10 million
  • Up to 120 days unoccupancy if you decide to sell or renovate the property or have a gap between tenants
  • Loss of rent and alternative accommodation cover
  • Our NIG policies include cover for pet damage to your buildings and contents as standard
  • Some of our insurers also provide a discount for adding multiple properties to your policy

Find out more about landlord portfolio insurance.