Still have some questions about non-standard home insurance? Find out more in our guides.
Insuring your property for subsidence
Insuring your property for flood
Not sure whether you need flat roof home insurance? We’ve taken the time to answer some frequently asked questions so you have all the information you need.
With the potential for rain or snow to build up on flat roofs in a way that it wouldn’t on a pitched roof, this increases the risk of damage to your property during bad weather which can sometimes make it difficult to find comprehensive home insurance. Even if your property only has a partial flat roof, you may still find it difficult to find cover.
Flat roof home insurance does exactly what it says on the tin – it provides specialist cover for properties that are at a slightly higher risk of damage due to their flat roofs. Cover can normally be provided for various non-standard construction types, such as:
When you get a quote, it's a good idea to have these key pieces of information ready:
The rebuild value of your property
An accurate rebuild value is one of the most important factors in getting the right quote for your property. Visit the ABI website to use their free rebuild value calculator.
The percentage of the property that has a flat roof
Even just an approximate percentage will help insurers get an accurate quote for your property.
The value of your contents
Do you have any contents inside the property that you need to cover as part of your flat roof home insurance policy?
The security in place at your property
The best insurers be looking for are British standard mortise locks BS3621 or 5 lever lock, also key operated window locks.
If you don't have specialist requirements, take a look at Howden's range of standard home insurance policies
