What is business contents insurance?
Business contents insurance protects the things inside your work premises that are essential for your business to run.
Whether you’re running a home-based business, renting, or own your own office, great value business contents insurance from our panel of leading specialist insurers will cover the costs caused by damage or theft to your business contents.
What does business contents insurance cover?
Where options are selected, business contents insurance can provide cover for:
- Furniture, fixtures and fittings inside your business against a number of perils including fire, theft, smoke and flood.
- Personal items belonging to employees and visitors against damage and theft.
- Damage to contents in windows, displays and sanitary ware, in addition to any broken glass.
- Items taken away from the premises for use elsewhere in connection with your work.
Who needs business contents insurance?
Business contents insurance is important for anyone who operates from their own business premises – whether that’s a property you own, your own home or an office space you rent.
Loss or damage to business contents can result in costly repairs or even replacements and can put a halt to your business trading, so it’s important to make sure you’re covered.
Protection for your business
Tailor your insurance policy to suit your business needs.
Public liability insurance
Protection for your business if a customer injures themselves or their property is damaged as a result of your business.Read more
Business buildings insurance
Business buildings insurance covers your business premises, whether that's your home, or a property you own or rent, from damages.Read more
Business interruption insurance
Business interruption insurance protects you from loss of income should you be left unable to trade due to an unexpected interruption.
Insurance built for your business
For a policy that’s tailored to your business, choose the cover you need from our panel of insurers.
Cover to meet the specific needs of your business and provide protection for your office or surgery.
Cover that protects your food or drink based business whether it's a pub, a restaurant or a takeaway.
Shop insurance protects all types of retail businesses, from department stores to newsagents.
With over 25 years' experience providing insurance for businesses, our specialist UK based business insurance team can shape the right solution for you.
Products and services
We work closely with leading business insurers including Hiscox, Zurich, NIG and Allianz to provide you with flexible insurance options that are tailored to suit your business needs.