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If you run a large, complex or changing business, or have specialist needs and need professional advice or tailored cover, find out more about our specialist business insurance.
In the same way that you may purchase a home insurance policy to protect your home buildings or contents, a business insurance policy provides cover that is designed to protect businesses.
In addition to providing basic cover for buildings or contents, business insurance policies also provide additional cover designed to meet the specific needs of different kinds of business.
A business insurance policy will provide you with cover to protect your buildings or business contents against a range of perils such as fire, flood, theft, attempted theft and malicious damage.
Cover for public and employers’ liability is also included when you purchase business insurance, and additional cover is available for further protection such as legal cover, business interruption cover and cyber cover to protect your business against cyber threats.
If you run a business, whether it’s a large business or you’re a sole trader, it’s important to make sure you’re fully protected should the unexpected happen.
While business insurance isn’t a legal requirement in all instances, it may be a requirement of your bank or loan provider to make sure you have sufficient cover in place.