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What does international student insurance cover?

Student life can be expensive, so it pays to be prepared in case you end up footing the bill for any expensive medical costs should you have an accident or get ill while studying in the UK. Endsleigh’s international student travel insurance covers students for up to a maximum of four months per policy period - this means you can purchase a policy for the first four months of your trip. Once that has expired, simply purchase another policy to cover the rest of your trip.

Frequently asked questions about international student insurance

It can be overwhelming, trying to decide on the best cover for your UK trip. To help you out, we’ve answered some of your frequently asked questions…

What is international student insurance?

International student insurance is a specially designed cover that protects international students who are studying in the UK. It includes cover for things like medical costs, personal money and course fees in certain circumstances. Endsleigh’s international student insurance even pays up to £100 for additional accommodation and transport costs to obtain a replacement passport!

What else should I know?

The UK is one of the most popular places in the world to study, with nearly 500,000 international students enrolling each year. And when you decide to study abroad, it’s likely that the last thing on your mind will be what you’ll do should things go wrong.

But it’s important to consider what would happen, for example, should you get ill or injure yourself whilst studying in the UK. Without the right travel insurance in place, you could end up paying for expensive medical bills or tuition fees for a course you’re no longer participating in – which is the last thing you’ll want when you’re living on a student budget.

It’s also a good idea to be prepared for other potential mishaps – such as if your money or passport were to be lost or stolen while you’re abroad.

Endsleigh’s international student insurance will provide cover for personal money or documents that are lost, damaged or stolen while you’re studying in the UK. We’ll even pay up to £100 for additional accommodation and transport costs to obtain a replacement passport!

Before you do anything else: Check what cover is already available under the NHS for international students.

The Global Health Insurance Card (GHIC) has now been launched, and will gradually replace existing European Health Insurance Cards (EHIC). The GHIC card will still provide reciprocal health cover for the EU27 countries (the same as the EHIC), but it will no longer cover Norway, Switzerland, Lichtenstein or Iceland.

If you’re currently studying in the UK from abroad and already have an EHIC card, this will remain valid until the card expires, and you will still be able to access free treatment under the NHS.

If you’re residing in the UK but you’re already insured by an EU country, Norway, Iceland, Liechtenstein or Switzerland, you may not be entitled to a GHIC. Under these circumstances, you should contact the relevant authority in the country you're insured by to request an EHIC – if you don’t have one already.

Find out more about the GHIC card, or apply via the NHS website.

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Why Endsleigh for international student insurance?

Here at Endsleigh, we want to make things as easy as possible while you are studying in the UK. With over 50 years' experience supporting students, we understand the risks you might encounter when studying at university. That's why we offer additional cover for tuition fees - so if you need to leave your course early because of an accident or illness, you're covered.