Gap year travel insurance
Any new policy purchased will not cover any cancellation where you cannot travel or choose not to travel because the Foreign, Commonwealth and Development Office (FCDO) (or any other equivalent government body in another country) advises against travel due to a pandemic. We will cover your medical costs related to coronavirus provided you haven't travelled against FCDO guidelines (or any other equivalent government body in another country) or medical advice.
What's covered with gap year travel insurance?
Cancellation and curtailment
Our gap year insurance provides up to £5,000 if you have to cancel or postpone your travel plans because of injury, illness or a family bereavement. We'll also pay up to £250 for any pre-paid excursions on your gap year travels.
Medical expenses
We offer medical expenses and the cost of repatriation, if medically necessary, up to £10,000,000
Baggage
We'll pay up to £2,500 to replace damaged, lost or stolen bags and their contents including up to £350 for any valuables
Lost passports
We provide up to £500 for the replacement of lost or damaged passports, visas and money
Delayed departure
We are able to offer up to £5,000 if, after a 12 hour delay you choose to cancel your trip, or £20 for every 12 hours of delay. Delayed departure cover is up to a maximum of £100
Personal accident cover
Up to £30,000 for a personal accident such as the loss of a limb or eyesight or if you are left with a permanent disability
Legal expenses
We provide legal expenses of up to £50,000 towards legal costs if you need help claiming damages or compensation for an injury or incident.
We use a single insurer for our travel insurance policies.
Interested in gap year travel insurance? You might also be interested in...
Study abroad insurance
Protection for your year abroad, including up to £500 for replacement passports and money, and up to £8,000 for cancelled course fees.
Backpacker insurance
Cover for cancellation, medical expenses and personal belongings, with low excesses of just £75 and a 24-hour medical claim helpline.
Single trip travel insurance
Get covered up to £5,000 for cancellation costs should something unexpectedly go wrong with your holiday.
Need to contact us?
Our friendly team are ready to talk to you:
Monday-Friday, 8am-6pm; Saturday, 9am-1pm
Call us on 0333 234 1552