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What does apple iPad insurance cover?

iPads see their fair share of wear and tear – who hasn’t balanced their iPad on the arm of the sofa while it charges, or left it loose in their backpack while they’re out and about? But not only can iPads be particularly prone to drops and scratches, they’re also pretty expensive to replace. We’ll help make sure you’re not left out of pocket by providing you with:

Bullet Point

24 hour iPad replacement

If your iPad is stolen or unrepairable, we’ll replace it in 24 hours once your claim is approved.

Bullet Point

Worldwide protection

Taking your iPad abroad? We’ll protect your iPad anywhere in the UK and up to 90 days worldwide!

Bullet Point

Accidental damage cover

You can go about your life knowing that you’re protected. And you’ll even be covered for cracked screens – your worst nightmare!

Bullet Point

Multi gadget discount

Need to cover your iPhone as well as your iPad? You'll receive a 10% discount when you insure two gadgets, with 15% off when you insure three or more.

Studying at uni? Protect your stuff for as little as £8 per month!

With an Everywhere Student Pack you can pack up your cover in one easy policy up to £1,000, £1,500 or £2,500 to protect your student items everywhere, both on and off campus!

What's covered?

  • Items with a replacement cost up to £500 with a £1,000 pack, £750 with a £1,500 pack or £1,250 with a £2,500 pack.
  • 24 hour replacement once your claim is approved (if item is stolen or unrepairable).
  • Theft
  • Accidental and malicious damage, including cracked screens
  • Flood and fire
  • Mechanical breakdown
  • Protection anywhere in the UK, up to 90 days worldwide.
  • No excess applies to claims for theft, assault and mugging, malicious damage, or arson

What's not covered?

  • Your excess
  • Mechanical breakdown before the expiry of the manufacturer's warranty
  • Gadgets and mobile phones more than 3 years old at the start of the policy
  • Cosmetic damage that doesn't affect operation
  • Money
  • Musical instruments and bicycles
  • Accidental loss (unless added as an optional extra)
  • Any gadget or mobile where you cannot provide proof of purchase

Your frequently asked questions about iPad insurance

If you’ve never taken out iPad insurance before, you might have some questions about what it is and whether you need it. Luckily, we’ve taken the time to answer all of your frequently asked questions about iPad cover below.

What is iPad insurance?

While iPads are a constant source of entertainment and make our lives easier in lots of ways, they can also be vulnerable to getting lost, stolen or scratched. iPad insurance ensures you’re not out of pocket in the event you have to replace your iPad by covering you for accidental damage, malicious damage and theft, among other things.

Endsleigh’s iPad cover also provides 24 hour replacement (if stolen or unrepairable) once your claim is approved so you won’t have to be without your iPad for too long – particularly useful if you’re using your iPad for work or assignments, or you’re simply in the middle of the final season of a show you’re streaming!

Do I need iPad cover?

If you don’t want to fork out for a repair/new iPad when something unexpected happens, then yes.

Powerful and portable, the iPad is ideal for people constantly on the move. But it’s no secret that iPads aren’t cheap, and neither are the repairs should you accidentally damage or break your iPad. With iPad service costs ranging from £99* out of warranty with Apple, you could find that this is more than you’re willing to pay should you damage your iPad. Taking out cover for your iPad will ensure you can arrange repairs or a quick replacement should you need to, without breaking the bank.

*Last updated: 20/04/2020

What models of iPad do you cover?

We can provide gadget cover for all models of iPad, including the iPad, iPad Air, iPad mini and iPad Pro.

It’s important to note that we’re unable to cover any gadget that is more than 3 years old when cover for it begins under your policy.

How much is iPad insurance?

The cost of your iPad cover will depend on a number of factors, including:

  • Your personal details, such as whether you’re a student or non-student
  • The value of your iPad
  • The make and model of your iPad
  • How many gadgets you want to cover – we offer up to a 15% multi gadget discount, or you can take advantage of our Everywhere Student Packs!
Can I cover my iPhone as well?

Once you've got your iPad insurance sorted, what about your iPhone and other gadgets you might need to insure, such as your laptop or camera? With our gadget insurance, you can cover all of your gadgets under one flexible policy, with up to 15% multi gadget discount. Or choose our Everywhere Student Packs, where you can insure a whole bunch of your gadgets without having to specify them.

Is my iPad covered under my home insurance?

While your home insurance policy may offer a level of protection for your iPad, it is usually only covered in the home - not while you’re out and about. It will also only usually cover risks such as fire, theft and flood as opposed to gadget-related mishaps, such as cracked screens and lost digital downloads.

Endsleigh’s iPad insurance can provide cover anywhere in the UK, and up to 90 days worldwide. We also provide cover for theft, accidental and malicious damage as standard.

What is my iPad insurance excess?

For each claim, you'll pay the first £50 - except for a loss claim where you'll need to pay the first £75 (if accidental loss has been selected).

Am I covered if I lose my iPad?

If you’re worried about losing your tablet, you can choose optional cover for accidental loss!

What is a replacement cost?

A replacement cost is the amount of money needed to replace one of the items you want to cover on your Everywhere Student Pack insurance.

Our Everywhere Student Packs each have a limit which means that you won't be covered for items that are more expensive than the replacement cost on your statement of insurance.

Maximum placement costs for our Everywhere Student Packs are as follows:

£1,000 pack = Items that cost no more than £500 are covered
£1,500 pack = Items that cost no more than £750 are covered
£2,500 pack = Items that cost no more than £1,250 are covered

Let’s give you an example.

Jack just bought a new laptop which cost him £300. He then takes out our Everywhere Student Pack insurance which gives him £1,000 of cover. Jack also knows that he wouldn’t be able to claim for anything more expensive than the maximum replacement cost of £500 on this pack.

A few months later, Jack’s laptop is dropped and damaged. Because the maximum replacement cost on Jack’s policy is £500 and his laptop cost £300, this means that he can make a claim. Had Jack's laptop cost more than £500, it wouldn't be covered and Jack would be unable to claim.

It's always worth checking that your items don't cost more than the maximum replacement cost when taking out our Everywhere Student Packs. If any of your items do cost more than the highest replacement cost (£1,250), you can choose to build your own cover.

What about Endsleigh’s laptop/tablet theft policy?

Our laptop/tablet theft policy provides cover for devices with a replacement cost up to £1,250.

Interested in iPad insurance? You might also be interested in...

Mobile phone insurance

Protect your favourite piece of tech against theft, accidental and malicious damage. Insure two or more gadgets and get up to a 15% discount!

Laptop insurance

Whether it's for business, coursework or gaming, we'll protect your laptop against accidental and malicious damage, including cracked screens.

Tablet insurance

Protect your tablet anywhere in the UK and for up to 90 days worldwide against theft, accidental and malicious damage, as well as cracked screens.

How easy is it to make a claim?

Making a claim with Endsleigh is simple. Just follow this 3 step process: 1. Head to our claims centre and fill in a claims form. 2. Our team will call you to confirm your claim. 3. We’ll approve your claim as soon as possible.