Does charity insurance cover volunteers?

Last updated: 14/12/2020

Volunteers can be a bit of a grey area when it comes to your charity insurance, as they can fall under either your public or employers liability insurance cover. Before taking out insurance, it may be worth conducting a risk assessment for the activities your volunteers will be undertaking, as this will help give an accurate picture of the type of insurance you might need.

If you require cover for volunteers, or want to find out if they’re covered under your existing charity insurance policy, please speak to us on 0333 234 1358 or arrange a call. 

Important: If you have employees, remember it’s a legal requirement to have at least £5 million employers’ liability insurance in place -you could be fined up to £2,500 for every day you don’t have it!