New research has identified the most dangerous travel destinations in the world, with a popular Southeast Asian tourist hotspot revealed as the RISKIEST on earth.
Data from Endsleigh Insurance Services has revealed that almost a quarter (23 per cent) of travel insurance claims in 2017 were made in Thailand – a country known for its idyllic sandy beaches, ornate temples and gourmet cuisine.
The joint second most dangerous locations were revealed as Chile and the United States, with 15 per cent of all claims made in these destinations. Spain, Germany, Nepal and Peru also featured on the list, each with 8 per cent of all claims made.
Only 4 per cent of claims were made in popular tourist spot, the Bahamas.
The study revealed that almost three quarters (71 per cent) of all travel claims last year were for emergency medical expenses abroad, with the average claim costing an eye-watering £1,319.
Worryingly, 25 per cent of 15-24-year-olds incorrectly believe the UK Government will cover their medical expenses if something goes wrong abroad. A further 48 per cent travel without any insurance, despite the fact that around 10 Brits are hospitalised every day while abroad.
The study found that lost or damaged baggage accounted for 11 per cent of all claims made in 2017, 4 per cent for dental expenses and just 2 per cent for missed departures.
The findings also revealed that females are most likely to be involved in travel or holiday mishaps, making up 62 per cent of claims last year.
22-year-olds made the riskiest travellers, accounting for 63 per cent of claims, with 19-year-olds making up 9 per cent and 25-year-olds just 4 per cent.
Julia Alpan, head of marketing at Endsleigh, said: “Thailand is a popular destination for holiday makers and backpackers, so it’s no surprise to see it revealed as the most dangerous location in the world to visit.
“Travelling in a foreign country is exciting, but there can be risks involved, particularly when you’re not familiar with the destination. As well as staying safe, it’s important to do your research ahead of your trip to make sure you’re covered with the correct travel insurance.
“Your insurance company will be able to provide you with full details of what you will and won’t be covered for on your policy, so make sure you’re aware of the full terms before you travel.”
A typical travel insurance policy won’t cover accidents occurring when under the influence of drugs, solvents or alcohol, or self-inflicted injuries caused by jumping or diving into water, or jumping from a balcony or building.
Travelling to a country which the Travel Advice Unit of the Foreign & Commonwealth Office or the World Health Organisation have advised the public not to travel would also invalidate a claim.
With over 50 years’ experience, Endsleigh uses its expertise to provide home, motor, travel and gadget insurance, throughout student life, through to homeownership and beyond.
Tel: 0121 456 3004