Serviced accommodation insurance
Long-term cover for short-term lets. Protect your serviced accommodation with Protect My Let – also part of Howden.
What does serviced accommodation insurance cover?
There are various elements of cover included with serviced accommodation insurance. With Protect My Let – also part of Howden – some of these include:
Buildings and contents cover
Including fixtures and fittings in flats.
Cover for malicious damage by tenants
Peace of mind with protection against malicious damage.
Accidental damage cover
Cover for accidental damage by your tenant.
Tenancy eviction cover
Covers costs related to removing tenants.
What is serviced accommodation insurance?
Serviced accommodation insurance is long-term cover for short-term lets. It covers properties that are let out on a nightly, weekly or generally short-term (under six months) basis.
Insurance for serviced accommodation is truly personalised cover with Protect My Let – also part Howden. Rather than being restricted by online forms, Protect My Let’s team work with you to develop unique cover based around your properties, the seasons and different tenancy lengths.
Frequently asked questions
Looking for more information about serviced accommodation insurance? Check out our FAQs.
- Loss of rent and alternative accommodation cover
- Buildings and/or contents cover, including fixtures and fittings in flats
- Accidental damage caused by tenants
- Pursuit of rent arrears
- Property owner liability
- Malicious damage and theft by tenants
- Complete insurance cover for buildings (fire, subsidence, storm, escape of water, flood, vandalism)
- Cover for different construction types
- Terrorism cover
- Landlord legal expenses cover
- Trace and access cover
- Tenancy eviction cover, e.g. serving eviction notices
- Portfolio cover (one renewal date for all your rentals)
Is serviced accommodation insurance a legal requirement?
Serviced accommodation insurance is not required by law, but it may be a condition of your mortgage provider if you have one.
Even though not legally required, landlords still have a duty of care to tenants, and serviced accommodation insurance helps fulfil that. It also helps protect your investment and safeguards you from having to pay out of your own pocket in the event of a claimable event.
Protect My Let can cover rentals that are let out on short-term tenancies under six months (including nightly and weekly tenancies).
Yes, Protect My Let’s serviced accommodation insurance can cater for also using your rental as a holiday home at certain times of the year. It’s much more convenient having one policy that covers all circumstances.
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