Landlord portfolio insurance

Portfolio insurance is designed especially for portfolio landlords who want to simplify insurance management.

Rather than having multiple insurance policies, all properties are covered under one policy where they have the same renewal date.

Also known as landlord property portfolio insurance, this type of cover is ideal for portfolio landlords who:

• rent out various property types (such as residential, commercial or blocks of flats)
• need easy access to update their policy (e.g. adding or removing properties as required)
• want to streamline insurance management under one policy.

Whether you’re seeking cover for a modest property collection, or are looking for large portfolio landlord insurance, speak to our team and we’ll do our best to build you a policy tailored to your requirements.

It can be difficult to find the best landlord portfolio insurance on the market. That’s why we build your portfolio insurance policy around your exact requirements. Cover can include:

• A variety of properties such as blocks of flats and residential
• £5,000 contents cover per property
• Up to £10 million property owners’ liability cover
• Accidental and malicious damage
• Cover for up to 120 days unoccupancy (for example, if you have a gap between tenants)
• Pet damage cover (included via our NIG policies – just ask our team to include cover for pet damage when you speak to them)
• Potential discount (via some insurers) for adding multiple properties onto your policy
• Cover for rent loss and alternative accommodation

Are there any extra covers to consider?

Yes, you can also consider whether you need any of the following:

• Employers’ liability insurance
• Extended legal expenses cover
• Terrorism cover

It can be difficult to compare portfolio landlord insurance policies, but at Endsleigh, we pride ourselves on offering a wide range of cover which we can tailor to your unique needs as a portfolio landlord.

Yes, you can. Our landlord portfolio landlord insurance policies were built to enable you to easily update your policy as and when needed. Just speak to our team who can amend your policy to add or remove properties. Your cover will also be pro-rata, meaning that you’ll only pay for the time that each property is on your policy.

Yes, we can include pet damage in your landlords’ portfolio insurance policy. When you speak to our team, mention that you’d like to include cover for pet damage. We’ll then provide you with a quote from an insurer that offers this type of cover.

Yes. We can add both residential and commercial properties on one portfolio policy, as well as properties that may be classed as both (e.g. a café downstairs and a flat upstairs).

This makes insurance easier for you to manage as you have everything under one roof.

What if I want my residential and commercial properties on separate policies? 

We can accommodate two separate portfolio insurance policies – one for residential and one for commercial – and allow them to renew on the same day.

If you have any specialist properties, these may also need covering on a separate policy.