Feefo logo
Phone
0333 234 1447
Clock
Mon-Fri: 9am to 5pm | Sat-Sun: Closed

What is the difference between a voluntary excess and a compulsory excess?

Landlord

A compulsory excess is the amount the insurer requires you to pay towards a claim.  If you claim under more than one cover section you may have to pay an excess for each.

A voluntary excess is an amount that you choose to pay towards a claim in exchange for which the insurer may reduce your premium.  This may be in addition to a compulsory excess.