Extreme weather conditions could cause serious damage to your home and any properties that you let out. This can lead to unexpected costs and hassle for you and your tenants.
Storm damage insurance claims can be declined if proper maintenance isn’t carried out.
Here’s some useful information to help you and your tenants during the snowy conditions. Share this information with your tenants to help minimise any claims or damage.
Pre-snow and frost checks
Snow and ice can cause many problems for landlords. You can help to minimise any damage before it happens with these tips:
Advice during snow
During a snowfall, your property manager or your tenants should make every effort to remove snow build up on and around the property. To remove snow from the roof, use a rake or broom to brush it off.
Advice after snow
Damage relating to snow and ice will generally become apparent within a week. For example, if a roof is damaged it’s likely that liquid damage will be noticeable in the property within 7 days. Any longer and it is likely to be unrelated. Your tenants must make you aware as soon as it’s spotted.
If you need to make a claim, speed is important – insurers need to be notified at the earliest opportunity so that they can ensure the property is made watertight. A continuing water leak following frost damage can dramatically increase the cost of the claim.
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