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Explore our travel insurance products

Single trip travel insurance
Annual multi trip travel insurance
Bullet Point

Disruption to travel

This cover is to protect you against missed flights, connections and delays to public transport. There is also cover for the insolvency of the accommodation provider and natural disasters (such as a tsunami, volcano eruption or hurricane) affecting your accommodation or resort.

Bullet Point

Sports and activities

A-Plan provide cover for a range of sports and activities you may wish to complete on your travels, many of which are covered as standard and even more sports and activities available for an additional premium.

Bullet Point

Medical emergencies and repatriation

Travel with ease knowing you’re covered for medical emergency and repatriation expenses, including emergency dental treatment.

Bullet Point

Lost, stolen or damaged baggage and belongings

Travel carefully with protection for damaged, lost or stolen bags plus their contents, including passports, individual items and cash.

Any new policy purchased will not cover any cancellation where you cannot travel or choose not to travel because the Foreign, Commonwealth and Development Office (or any other equivalent government body in another country) advises against travel due to a pandemic. We will cover your medical costs related to Coronavirus provided you haven't travelled against Foreign, Commonwealth and Development Office (or any other equivalent government body in another country) or medical advice.

Bullet Point

Medical emergencies and repatriation

Travel with ease knowing you’re covered for medical emergency and repatriation expenses, including emergency dental treatment.

Bullet Point

Lost, stolen or damaged baggage and belongings

Travel carefully with protection for damaged, lost or stolen bags plus their contents. Includes passports, individual items and cash.

Bullet Point

Disruption to travel

This cover is to protect you against missed flights, connections and delays to public transport. There is also cover for the insolvency of the accommodation provider and natural disasters (such as a tsunami, volcano eruption or hurricane) affecting your accommodation or resort.

Bullet Point

Sports and activities

A-Plan provide cover for a wide range of sports and activities you may wish to complete on your travels, many of which are covered as standard and even more sports and activities available for an additional premium.

Any new policy purchased will not cover any cancellation where you cannot travel or choose not to travel because the Foreign, Commonwealth and Development Office (or any other equivalent government body in another country) advises against travel due to a pandemic. We will cover your medical costs related to Coronavirus provided you haven't travelled against Foreign, Commonwealth and Development Office (or any other equivalent government body in another country) or medical advice.

Travel insurance with medical conditions

If you have a pre-existing medical condition, you may need additional cover for your trip.

What pre-existing medical conditions are covered?
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A pre-existing medical condition is an illness or injury that you are aware of at the time you take out your travel insurance policy. Please let A-Plan know about any of the following medical conditions from which you have suffered from or received medical advice, treatment (including surgery, tests, investigations by your doctor /consultant /specialist) or prescribed drugs or medication in the last five years:

  • Any cancer condition (including leukaemia, non hodgkin’s lymphoma and any type of skin cancer)
  • Any heart-related or blood circulatory condition (including high blood pressure and high cholesterol)
  • Any diabetic condition
  • Any neurological condition (including stroke, brain haemorrhage, multiple sclerosis, epilepsy and dementia)
  • Any breathing condition (including asthma, bronchitis and chronic obstructive pulmonary disease)
  • Any renal, kidney or liver condition
  • Any psychiatric or psychological condition (including anxiety, stress and depression)
  • Any chronic condition that can be controlled but not cured (including back pain, crohn’s, diverticular and coeliac disease and ulcerative colitis)

And/Or

Any other medical condition from which you have suffered in the last 12 months for which you have been referred to or been seen by a hospital doctor. 

Does A-Plan provide cover for trips affected by COVID-19?
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A-Plan's travel insurance policies include cover for coronavirus including cancellation due to falling ill with coronavirus and being unable to travel or being required to self-isolate (subject to a medical certificate or an official test result) as long as you are not travelling against the advice of the Foreign, Commonwealth and Development Office (FCDO) or any other equivalent government body in another country:

  • Customer falls ill with COVID-19 (or other Pandemic illness) abroad and needs medical treatment - Covered as Standard
  • Customer falls ill with COVID-19 (or other Pandemic illness) at home and cannot travel - Covered as Standard
  • Customer has to self-isolate (Yourself or household member) at home and cannot travel due to COVID-19 - Covered as Standard
  • You have been denied boarding at the airport due to detected symptoms of COVID-19 (or other pandemic illness) - Covered as Standard
  • You are made redundant, cannot cover the cost of your holiday and have to cancel the trip - Covered as Standard
  • Customer is due to stay with family. Family member who they are due to stay with has to self-isolate due to pandemic illness. Customer wishes to cancel trip as they no longer have anywhere to stay - Covered as Standard
  • During travel, travel restrictions are imposed asking people to return to their country of residence due to a Pandemic illness -
    Covered as Standard
  • Accommodation provider closes due to outbreak of COVID-19 Coronavirus (or other Pandemic illness) - Covered as Standard

Any New policy or Renewal purchased will not cover cancellation due to:

  • An event which has already begun, or circumstances already known to you
  • Current or future FCDO restrictions on travel due to a pandemic, such as coronavirus or you choose not to travel

Cancellation cover is for the perils listed in the “What is Covered” section and if you cancel for other reasons you may not be covered. We will only refund costs for which you are not entitled a refund from your travel provider.

Examples of "Not covered":

  • Customer books their trip whilst in lockdown and needs to cancel their trip because restrictions still apply (lockdown, tiers, etc.) - Not Covered
  • At the time of booking the trip entry restrictions apply at the customers destination, the customer is unable to travel as the restrictions are still in place - Not Covered

The examples provided above do not form a complete list of covers and or exclusions in relation to COVID-19 Coronavirus, please refer to the Policy Wording for more information.


The Money & Pensions Service (MaPS) has launched a travel insurance directory on its Money Advice Service website for people with serious pre-existing medical conditions. Click below for the directory or phone 0370 950 1790 (Mon–Fri 9:00am-5:00pm)
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Gap year insurance

Gap years are the perfect way to take a break from education, explore the world and figure out exactly what you want to do with your future. But it's also important to make sure you're protected while you're away - gap year insurance will protect you from unexpected occurrences while you're travelling on your gap year abroad.

 

Study abroad insurance

Studying abroad can be a great opportunity to learn about a new culture, pick up a new language or just find out more about a different way of life. But what if something goes wrong while you’re away? Study abroad insurance for students is designed to protect you from unexpected occurrences when you're studying outside of the United Kingdom.

 

FCDO travel advice

Please visit the Foreign, Commonwealth and Development Office (FCDO) website to ensure your destination is not restricted under any FCDO directive which will affect the cover provided under your insurance policy.

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Business travel insurance

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Winter sports insurance

Get covered for your winter sports holiday, including lost lift passes and piste closure cover. Call A-Plan today or get a quote online.

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