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What’s covered?

We offer two levels of travel insurance cover to ensure you are fully protected, essential and comprehensive. The benefits under comprehensive are generally higher than essential.

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Cancellation or cutting your trip short

Up to £5,000 if you have to cancel or postpone your travel plans because of injury, illness or a family bereavement. This includes up to £250 for any pre-paid excursions.

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Emergency medical expenses

Up to £10,000,000 for emergency medical, ambulance and nursing fees.

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We’ll pay up to £2,000 to replace accidentally damaged, lost or stolen bags and their contents including up to £350 for any valuables.

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Loss of passport, money or documents

Up to £500 for the replacement of lost or damaged passports, visas and money.

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Delayed departure

Up to £5,000 if your departure is cancelled after a 12 hour delay, or £20 for every 12 hours of delay, up to a maximum of £100.

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Personal accident

You’re covered up to £30,000 if you sustain an injury which results in loss of a limb or eyesight or if you’re left permanently and totally disabled.

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Personal liability

If you’re found legally responsible for an accident, we’re here to help. You can claim up to £2,000,000 for compensation you need to pay including legal costs and expenses.

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Legal expenses

Up to £50,000 towards legal costs if you need help claiming compensation for an injury or incident that happens while you’re abroad.

What is travel insurance?

Travel insurance is designed to protect you from those unexpected occurrences that could impact you, either before or during your trip. It provides protection for a range of unforeseen events, including emergency medical expenses, loss, theft, or damage to baggage, delays or cancellations.