What is Optional Legal Cover?
Endsleigh’s optional legal cover is designed to pay for your legal costs when pursuing a claim for uninsured losses if you are involved in a motor accident that is not your fault.
Why do I need it?
Unfortunately, even careful and considerate drivers can sometimes be caught up in an accident through no fault of their own. If this happens, your motor policy cannot offer protection against all possible losses, such as a loss of earnings due to injury. Optional legal cover can help provide you with that extra peace of mind.
Taking out this cover removes the stress of having to arrange and pay for your own legal representation after an accident. We provide a 24 hour legal helpline, offering advice on any legal matter. We will also arrange and pay for a fully trained solicitor to act on your behalf when pursuing a claim for uninsured losses. This means that you will not have anything deducted from damages which are awarded to you and will, therefore, receive your full entitlement.
In addition, this cover also extends to passengers and family members affected by the incident who were in the vehicle at the time.
How can it help me?
Providing there is more than a 50% chance that your claim will succeed, Endsleigh’s optional legal cover will pay up to £100,000 in legal costs when claiming for uninsured losses; helping you to receive any compensation to which you may be entitled. These losses might include your cost of hiring a temporary car, cover for loss of earnings due to injury, as well as medical costs incurred following an accident.
Call us on 01242 872025 to add legal cover to your current policy, or get a motor quote below.