What does unoccupied home insurance cover?

Unoccupied home insurance will usually cover:

  •  Your buildings against perils such as fire, earthquake or explosion
  •  Damage caused by escape of water or oil
  •  Damage caused by theft, attempted theft or malicious damage
  •  Damage caused by flood and storm damage
  •  Structural damage caused by subsidence, heave or landslip
  •  Public and property owners liability cover