Need help with listed and period property insurance? Find out more in our guides!
Still not sure whether you need listed property insurance? We’ve answered some frequently asked questions to help you decide.
A listed property is any property that appears on the list of ‘buildings of special architectural or historic interest,’ also known as the national heritage list. Appearing on the list means that there are special controls in place to prevent the building being altered, extended or demolished due to its significance.
Properties can be either partially or fully listed - for example, a partially listed building might have one feature that is of historical significance, such as interesting brickwork or columns. The gradings are Grade I, II and II*, with Grade I listings being reserved for buildings of ‘exceptional’ interest.
Howden may still be able to provide listed and period property insurance cover, even if only a section of your property is listed. Let them know the details of your property when you get a quote so they can ensure they’re providing the best cover for your property.
If your property is Grade II listed, you may be able to find cover under a standard home insurance policy – it’ll just depend on your particular circumstances, and how much / which part of the property is listed. Taking out a specialist listed building insurance policy will not only ensure your building is properly protected, but it will also factor in any requirements for specialist surveys or repairs in the event of a claim.
If you don't have specialist requirements, take a look at Howden's range of standard home insurance policies.
