Buildings Insurance covers the cost of repairing or rebuilding your property and replacing any permanent fixtures, following damage caused by instances such as weather, fire, subsidence or flood.
Fixtures and fittings cover - Internal fixtures including built in kitchens, bathrooms and fixed bedroom furniture, as well as central heating and plumbing systems. Externally Buildings Insurance can cover your driveway, garden path, walls, gates, hedges and outbuildings (limits may apply).
You will need to make sure that you insure your property to cover the full cost of rebuilding your property. This should include costs such as demolition, clearing the site, and architect's fees.
What are you covered against?