Information you'll need

To get the best terms from insurers it is always best to be prepared to answer any questions the insurer may have around the flood risk at your property. 

Information commonly requested includes:

  • Proximity of water – how near the water is to your property and how high above the water the property is
  • History of flooding – detailed information of flooding in and around the area, no matter how long ago
  • What precautions have been taken since the area last flooded – be aware of any government schemes, such as the upgrading of flood defences
  • Flood claims history – if a claim has been made, details of the cost of repairs and what work was carried out

Insurance companies are always very cautious about flood areas and the more information you have at hand the better the understanding the insurers will have around the risk. This means you'll be more likely to secure greater levels of cover with lower excesses.

Home insurance for flooded properties

If your home has a risk of being flooded we could help you get insurance.

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